Current accounts
Classic Account Free everyday banking as long as you stay in credit. | ||
Added Value Accounts Get a wide range of benefits which may be worth up to £1,144 a year including Worldwide Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and ID aware. See how we worked this out? | ||
Whether you're just starting out, off to university or have graduated, we have a range of accounts to help you manage your money, wherever you are in life. | Premier International Accounts |
Choose from a wide range of bank accounts that offer a variety of extra benefits - including the option to add Vantage which offers one of the most competitive bank account interest rates available from a high street or Internet bank. You can manage your money online, in branch, through your mobile and PhoneBank®.
Lloyds TSB Visa debit card | |||||
|---|---|---|---|---|---|
Monthly fee | No monthly account fee. | £3 a month for the first two full months, £9.95 a month after that. | £9.95 a month for the first two full months, £12.95 a month after that. | £12.95 a month for the first two full months, £17 a month after that. | £17 a month for the first two full months, £25 a month after that. |
| Interest and fee free Planned Overdraft‡ | No | No | Yes# | Yes# | Yes# |
No | Yes | Yes | Yes Including Home Start and Relay | Yes Including Home Start, Relay and Stay Mobile | |
No | Yes | Yes | Yes | Yes | |
No | No | Yes | Yes | Yes | |
No | Yes European Couple | Yes Worldwide Couple | Yes Worldwide Family or Winter sports | Yes Worldwide Family and Winter sports | |
Other | No | No | No | No | |
(We reserve the right to remove introductory pricing offers at any time)
- Free Mobile Banking including Weekly Balance Alerts and Overseas Transaction Alerts. You need to register. Terms and conditions apply. We don't charge for Mobile Banking but your mobile operator may charge for some services, so please check this with them.
- Vantage - add competitive tiered interest rates to your Classic or Added Value Account for free.
- £10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by less than £10. The overdraft buffer is in addition to any interest and fee-free overdraft limit that you may have as part of your Added Value Account, Student or Graduate Account.
- Grace period if you go over your limit. You’ll have until 3:30pm (UK time) to pay in enough money to avoid any overdraft fees you may incur on that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or telephone banking or pay in cash over the counter in branch.
- Save the Change™ - we’re the only UK bank to offer Save the Change® - a unique way to save every time you use your Lloyds TSB Visa debit card when your account is in credit.
Existing customers - Upgrade Online
If you already have an account with Lloyds TSB and you're registered for Internet Banking, upgrading your account is easy and hassle free - just log on to Internet Banking.
Switching bank accounts can be daunting, but we’re here to make the move to us as simple as possible. All our accounts come packed with great benefits such as Free Mobile Banking*, commission free Travel money and grace period if you slip overdrawn.
You'll have until 3:30pm the same day to pay in enough money to cover your payments and avoid overdraft fees.
* We don't charge you for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.
Switching your account Whether you have an account with us or not, it's easy to move your bank account to us with our dedicated Switching team. We can transfer all your Direct Debits and standing orders to your new account for you. | Switching your account |
Why join Lloyds TSB? We offer our customers a fantastic combination of great products and service. And we're doing everything we can to help make sure we continue to do so - now and in the future. Find out more about joining Lloyds TSB. |
Compare our accounts Whether you're looking for a straightforward bank account or one that gives you a great range of benefits including Worldwide Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and Identity Theft Protection, we have the account for you. | Compare our accounts |
Our Added Value Current Accounts come packed with useful benefits like Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and much more. A monthly account fee is payable. Make the most of your account benefits: Silver Account Silver Account |
Upgrade your account Compare our accounts and their benefits and upgrade easily online, at your nearest branch or over the phone. To upgrade online simply |
Whether it's grabbing a bite to eat or booking this year's sunny break, your Visa debit card is the easy way to pay. Use your debit card safely home or abroad. (Charges apply to overseas and foreign currency transactions). | Manage your Planned and Unplanned Overdrafts to avoid unexpected charges. |
Access all our day-to-day banking services anytime, anywhere, managing your money online.
Self Service
Use our Self Service tool to order online items such as PINs, replacement cards, cheques and paying in books.
Internet Banking
Internet Banking is the fast, convenient and secure way to manage your money home or abroad. View, search and download your statements, manage your Direct Debits and standing orders, move money, pay your bills and much more.
Register online
Log on
| Personal account questions | 0845 3 000 000 (+44 1733 347 007 from overseas). |
| Lost or stolen cards | 0800 096 9779 (+44 1702 278 270 from overseas). |
| Silver Membership Services | 08456 031 839 (+44 1733 347 250 from overseas). |
| Gold Membership Services | 08458 50 50 56 (+44 1733 347 233 from overseas). |
| Platinum Membership Services | 08458 50 53 00 (+44 1733 347 245 from overseas). |
| Premier Membership Services | 08456 04 04 40 (+44 1633 262 336 from overseas). |
Get there faster
Ways to bank
Accessibility
Get in touch
Join us on Facebook and watch our videos on YouTube
- Get answers to your Internet banking queries
- Receive news and product updates
- Share your feedback and experiences
Follow Us