Cover yourself and your home

Protecting your investment

After you’ve made such a big investment, it makes sense to protect your home with suitable insurance. There are several kinds of home insurance you may need to think about, such as:

• Buildings and contents insurance – can provide cover for both the building of your home and your belongings against a wide range of risks such as fire, theft and accidental damage. We require that you take a buildings insurance policy over the property which is acceptable to us. You do not have to arrange the cover through us.
• Mortgage Payment Protection insurance – aims to protect your monthly mortgage repayments if you can’t work because of an accident, illness or unemployment.
• Life assurance and Critical Illness Cover – it's important to think about protecting the family home and finances if you should die or suffer a serious illness.

Our mortgage advisers can help you work out what insurance options you should consider for your situation and tell you about the policies we offer.

Lloyds TSB Home insurance and Payment Protection insurance are underwritten by our related company Lloyds TSB General Insurance Limited. Lloyds TSB Scotland represents only the Scottish Widows and Lloyds TSB Marketing group for life assurance, pensions and investment business.

Your home may be repossessed if you do not keep up repayments on your mortgage