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Lloyds TSB Scotland mortgages

 

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Learning the language

Homebuyers come in all shapes and sizes and with all kinds of needs. This is why our mortgages are designed to fit most requirements. If you’re house hunting north of the border we may have a mortgage that will fit you nicely.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Fix your mortgage rate so your payments stay the same

Fixed Rate Mortgages

Stick to a budget. You choose the rate and the period you pay it for – 2, 3, 5 or 7 years. During these years you’ll always pay the same no matter what happens to interest rates. Early Repayment Charges apply.

Call 0845 3 000 000* for more information or visit your local branch.
 

Your rate follows the Bank of England base rate

Tracker Mortgage

With our Tracker mortgages, the rate of interest you pay swiftly responds to the ups and downs of the Bank of England base rate. At the end of the tracker period the rate you pay will change to our standard variable mortgage rate for the remainder of the term of the mortgage. This rate could be higher than the tracker rate which you had been paying.

Call 0845 3 000 000* for more information or visit your local branch.
 

Cover for yourself and your home

After you’ve made such a big investment, it makes sense to protect your home with suitable insurance. Find out more about what we offer.

When you take out a mortgage where the interest rate can go up it's important to think about the effect of rate rises on your monthly payments.You must be at least 18 years old to take out a loan. Before agreeing a loan we will want to satisfy ourselves about the suitability of your application. This will include assessing your ability to afford the payments and normally valuing the property.Lloyds TSB Scotland plc: Registered Office Henry Duncan House, 120 George Street, Edinburgh, EH2 4LH. Registered in Scotland No. 95237. Authorised & regulated by the Financial Services Authority and signatories to the Banking Codes. We are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.
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