Accessibility and disability

We are committed to providing all our customers with excellent service, whatever type of relationship you have with us. Most disabilities such as a learning disability may need no more specialised help than a positive and enlightened attitude from our colleagues.

However, there are a number of ways in which we have adapted our range of financial services to make them accessible to everyone. We have 1,800 branches in the UK, most of which are open plan to make it easier for customers to find their way around. The majority have a reception desk with seating provided. Our staff are always on hand to discuss specific needs or answer queries. For more information read our accessibility policy.

We’re continually improving our branch environment to make it more accessible to customers with a disability. Adjustments we’re making include ramps, clearer signage and the installation of power-assisted doors.

A dedicated working party is looking to address any physical features which are causing accessibility barriers, and reasonable adjustments will be implemented in due course.

Call Assistance
At some branches, steps are unavoidable and a 'Call Assistance' bell system has been installed, so that a member of staff can be called.

Lifts
Where branches have split-level banking halls, we provide internal ramps or wheelchair lifts.

Low-level counters and counter queue rails
Lower level writing surfaces are increasingly being provided at the counter and all branches have counter queuing rails.

Cash machines
Also incorporated is a review of the location of our cash machines, which, wherever possible, are being repositioned to enable wheelchair access. All the new cash machines, both in branch and off branch location, take ease of access into account.

Lloyds TSB welcomes guide dogs in all branches. There are also a number of other particular aids that we can offer:

  • Leaflets in large print, Braille or on audio tape. These can be ordered in branches to be sent direct to the customer.
  • Cheque book templates to simplify the writing of cheques.
  • Bank note guide to help identify the value of bank notes.
  • A raised dot on number 5 of the keypad to help identify surrounding keys.

You can contact us via Typetalk or by using BT Textdirect. This involves typing 18001 before the telephone number you want to contact. An RNID relay operator will join the line to convey messages.

All our branches have Induction Loops fitted in Secure Cash areas. Each branch also has a portable induction loop that can be used at any counter position or in a private interview room. Induction loops can be used with the T-setting on hearing aids to enhance sound.

We also offer an Interpreting Service, where we can arrange an interpreter for deaf, hard of hearing and deafblind customers. Just ask your local branch for details.

SignVideo provides our hearing impaired customers easy access to an online interpreter enabling them to communicate with us using sign language.
 
Find out more about SignVideo Interpreting Service

To help make it easier for all our customers to manage their finances at their convenience, we offer a number of ways to access us as well as via our large network of branches across the country.

Internet Banking
Internet Banking keeps you in touch with your account(s) whenever you like. It’s fast, convenient and easy to use the following services every day.

To use the service, all you need is access to the Internet. Lloyds TSB does not charge for the provision of the online banking service. The cost of your service is dependent on your Internet service provider charges. Read more about Internet Banking.

Other online services
You can also apply for a number of products online, including  Personal Loans and Credit Cards.

Telephone Banking
You can access and manage your accounts whenever you like with Telephone Banking.

Customers can use this service for everything from checking their balance and ordering a statement to arranging an overdraft. Arrangements can also be made for customers to pay bills and transfer money to other Lloyds TSB accounts.

To manage your money, please call PhoneBank® on 0845 3000 000. We're open 24/7. Our opening hours are 24 hours a day, 7 days a week. If you need to call us from abroad, or prefer not to use our 0845 number, you can also call PhoneBank® on 00 44 1733 347 007 (or 01733 347 007 if calling from the UK).

We’re committed to providing a website that is accessible to all of our customers and we work hard to make sure that this website is accessible and usable by people of all abilities.

How to get the most accessible experience from this website
Our website can be viewed on a range of different screen sizes and you can vary the test site using your browser. To help you find what you’re looking for, we have also included an A-Z and site map

Changing Settings
Using your web browser, you can change the size of text on this website. You can also make other helpful changes in your browser, as well as within your computer generally. To find out what else you can do, visit My Web My Way (opens in a new window) on the BBC website.

Accessibility limitations
Due to certain constraints, we have had to include technologies and features that may cause accessibility issues. These include video content provided via a 3rd party  - Youtube.

A skip link is now present on the site and appears when a keyboard only user tabs on to it. At present the link does not work as expected on Internet Explorer 9. To overcome this please use the compatibility mode in IE as the skip link works as expected.

We are making every effort to overcome these limitations by improving their accessibility and failing that, provide accessible alternatives. 

Accessibility guidelines
We work towards AA level of the Web Content Accessibility Guidelines 2.0. These guidelines are the internationally recognised benchmark for building accessible websites and explain how to make websites more accessible for people with disabilities.

Equally important to us is that, by working to these guidelines, we also make our website more user-friendly for all our customers.

Web standards and technologies
We’ve built this website to conform to W3C standards for HTML and CSS and these technologies are used throughout the site. The site displays correctly in all popular web browsers, and degrades gracefully in older browsers.

This website also uses some Javascript, Flash and PDFs although these technologies are not relied upon and the website works perfectly well without them.

Further help and advice
If you have problems using a computer because of a disability or impairment then we recommend that you visit AbilityNet’s My Computer My Way web site which provides lots of advice on how to make your computer easier to use. AbilityNet are experts in the field of computing and disability and they provide a free service to individuals with disabilities to assess their computing needs (call AbilityNet free on 0800 269 545 for more information).

This accessibility statement was issued on 26/07/2012.

Important legal information

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC 95237.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

PhoneBank® is a registered trademark of Lloyds TSB Bank plc.