You could earn over 150 more days of interest*

We’re the first and only bank to pay you interest from the day you pay in, to the day your bills get paid.

From now on, if you have a Lloyds TSB personal current account you’ll start earning interest as soon as you pay money in by cheque or electronic transfer**.

When you pay a bill, it usually takes three working days for a payment to reach its destination. Other banks don’t pay you interest for those three days – but we do.

Apply online today

Apply for a Classic accountClassic
Apply online today for a Classic account. It's secure, and will only take about 10 minutes to complete.

Apply for a Classic Plus accountClassic Plus
Get the same great benefits as a Classic, plus 2.50% AER (3.93% Gross) on credit balances up to £5,000*.

Alternatively, you can apply by calling 0800 085 9174‡ or by visiting your local nearest branch.

Classic and Classic Plus important information.

Classic and Classic Plus rates and charges.

What benefits do I get?

By phone  Call 0800 085 9174‡ and we'll complete your application with you.

At your local branch  Pick up an application form from your local branch, complete it and give it to one of our staff, along with proof of identity.

Classic and Classic Plus important information

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

* You could earn over 150 days more interest if you’re using cheque, standing orders & Internet banking transactions over a year. Applies to cheques paid over counters 9am-4.30pm weekdays, to a maximum value of £1,000. Only applies to Lloyds TSB personal current accounts paying interest.
** Just pay in your cheques over the counter between 9am and 4.30pm weekdays at any of our branches, on up to £1,000 worth of cheques a day.
*** This service is not available for customer applying for a Cash account.
^†  If you apply for a Classic Plus account, you'll get 2.50% AER (2.47% Gross interest) on any credit balance under £5,000. You'll need to pay in at least £1,000 each month and use Internet banking regularly. Any balances above £5,000 will receive our standard interest rate of 0.10% AER/Gross.
^††  There will be times when some functionality is limited due to system updates. However, you will be informed of this on screen. For more information about availability please see our help pages at www.lloydstsb.com/24 hours.
‡ Mon - Fri 8am - 8pm, Sat 9am - 5pm. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

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