Platinum Credit Card
A great balance transfer offer and 0% on purchases
Our Platinum Credit Card saves you money when you transfer your balance from a non-Lloyds TSB credit card. It’s an offer you should grab with both hands!
It also has some winning ideas to help you manage your finances and save money on shopping. Transfer your balance and you could enjoy 0% interest for 14 months (3% fee applies)*. Combine this with 0% interest for 3 months on purchases* and you’ll have a card that’s a great all-rounder.
Our Platinum card features:
- 0% interest on balance transfers for 14 months (3% fee)*.
- 0% on purchases for 3 months.
- Up to 56 days’ interest-free period on purchases.
- Typical 15.9% APR variable.
Take a look at these extra benefits:
- Add an additional cardholder, aged 18 or over.
- Manage your account online, by phone or at a local Lloyds TSB branch.
- Guarantee against fraud loss, including Internet fraud loss protection.
- Your credit card is accepted worldwide.
- Secure internet shopping with Lloyds TSB ClickSafe makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
- Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
- Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
- Chip and PIN security.
You can also have the reassurance of our optional protection for your credit cards:
- Payment Protection Cover protect your repayments against accident, illness or unemployment.
- Sentinel® Gold Card protection against losing any cards you register, not just your Lloyds TSB cards.
Any questions?
As a responsible lender, we only want you to borrow what you can afford, in the way that’s best for you. If you’d like advice about the Platinum Credit Card account features and benefits, please call
0845 606 2175 and a member of staff will be ready to help.
0845 606 2175 and a member of staff will be ready to help.
You can only apply online for the Platinum card. It takes just a few minutes.
To apply for a Platinum Credit Card Account, you must be 18 or over and a UK resident, with no county court judgements.
For existing Lloyds TSB credit card customers wishing to switch to a Platinum Credit Card account, purchase rates applicable on your existing Lloyds TSB credit card will apply. Your existing credit card account will be closed and any outstanding balance(s) moved to your new card account on the terms and conditions provided.
Platinum summary box containing rates and charges and an illustrative example
Platinum card full terms and conditions
To apply for a Platinum Credit Card Account, you must be 18 or over and a UK resident, with no county court judgements.
For existing Lloyds TSB credit card customers wishing to switch to a Platinum Credit Card account, purchase rates applicable on your existing Lloyds TSB credit card will apply. Your existing credit card account will be closed and any outstanding balance(s) moved to your new card account on the terms and conditions provided.
Platinum summary box containing rates and charges and an illustrative example
Platinum card full terms and conditions
Terms and conditions
* Minimum spend of £100 in the first three months applies. 0% interest for three months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within six weeks of opening the account. Your monthly payments reduce balance transfers first, so after six months you pay interest on purchases at the standard rate until balance transfers are paid off. 3% fee applies and interest is charged on this fee.
Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
Lloyds TSB Bank plc are authorised and regulated by the Financial Services Authority and are a signatory to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.
* Minimum spend of £100 in the first three months applies. 0% interest for three months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within six weeks of opening the account. Your monthly payments reduce balance transfers first, so after six months you pay interest on purchases at the standard rate until balance transfers are paid off. 3% fee applies and interest is charged on this fee.
Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
Lloyds TSB Bank plc are authorised and regulated by the Financial Services Authority and are a signatory to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.
