Apply for a Lloyds TSB Platinum Credit Card
With 0% for 12 months*, our Platinum Credit Card could save you money when you transfer a balance from another lender (3% fee applies). You'll also get 0% for 3 months on purchases – helping you spread the cost of what you buy.
Our Platinum MasterCard offers:
- 0% interest on balance transfers for 12 months* (3% fee). Minimum spend of £100 in first three months applies to balance transfers.
- 0% interest on purchases for 3 months.
- 15.9% APR typical variable.
It only takes a few minutes to apply online. Credit is available subject to status to UK residents 18 or over.
Before you start
You'll need:
- Your bank account number and sort code.
- Your present address in the UK (and previous addresses if less than 3 years).
- Details of any card balances you'd like to transfer to this account.
Existing Lloyds TSB customers
For existing Lloyds TSB credit card customers wishing to switch to a Platinum Credit Card account, purchase rates applicable on your existing Lloyds TSB credit card will apply. Your existing credit card account will be closed and any outstanding balance(s) moved to your new card account on your current terms and conditions and rates.
Platinum summary box containing rates and charges and an illustrative example.
Platinum card full terms and conditions.
Platinum card Important information.
For existing Lloyds TSB credit card customers wishing to switch to a Platinum Credit Card account, purchase rates applicable on your existing Lloyds TSB credit card will apply. Your existing credit card account will be closed and any outstanding balance(s) moved to your new card account on your current terms and conditions and rates.
Platinum summary box containing rates and charges and an illustrative example.
Platinum card full terms and conditions.
Platinum card Important information.
You can also benefit from:
- Secure internet shopping with Lloyds TSB ClickSafe® - this makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
- Safe online shopping with our internet shopping promise including internet fraud loss protection.
- Managing your account online, by phone or at a local Lloyds TSB branch.
- Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
- Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
- Add an additional cardholder, aged 18 or over.
- Accepted in over 24 million places worldwide.
- Chip and PIN security.
Terms and conditions
* Minimum spend of £100 in the first three months applies in order to get 0% for 12 months on balance transfers. If minimum spend is not met, you will get 0% for three months after the account is opened. Balances must be transferred within six weeks of opening the account. Minimum balance transfer is £100 and is subject to your credit limit. Your monthly payments reduce balance transfers first, so after six months you pay interest on purchases at the standard rate until balance transfers are paid off. 3% fee applies and interest is charged on this fee.
Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
* Minimum spend of £100 in the first three months applies in order to get 0% for 12 months on balance transfers. If minimum spend is not met, you will get 0% for three months after the account is opened. Balances must be transferred within six weeks of opening the account. Minimum balance transfer is £100 and is subject to your credit limit. Your monthly payments reduce balance transfers first, so after six months you pay interest on purchases at the standard rate until balance transfers are paid off. 3% fee applies and interest is charged on this fee.
Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
