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You’ve selected: Lloyds TSB Platinum Credit Card Account

 

Platinum Credit Card overview

  • 0% interest for 15 months on balances transferred within the first 90 days (3% fee applies)*.
  • 0% interest on purchases for the first 3 months.
  • Representative 17.9% APR (variable).

  • Up to 56 days’ interest-free period on purchases if you pay your balance in full and on time each month.

Platinum Credit Card application.      

   Representative example - Platinum Credit Card

In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.

Platinum Credit Card summary box (contains rates, charges & an illustrative example).
Platinum Credit Card full terms and conditions (PDF).
Platinum Credit Card account Important information.

Our additional benefits that help you stay in control

  • A choice of ways to manage your account. Online, by phone through one of our UK call centres, or at a Lloyds TSB branch.
  • Lloyds TSB ClickSafe® and our Internet fraud protection protect you from online fraud.
  • Active Account Monitoring to spot any suspicious spending.
  • Keep track of your money across your Lloyds TSB personal current and credit card accounts with Money Manager.
  • Add an additional Cardholder; they must be 18 or over.
  • Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.

                                                                                                                                          Platinum Credit Card application. 

To apply for an Platinum Credit Card:

  • You must be aged 18 or over.
  • You must be a UK resident.
  • You must be free of any county court judgments.
  • You must not have been bankrupt in the last 6 years.

And you’ll need to have the following to hand:

  • Your bank account number and sort code.
  • Your present address in the UK (and previous if less than 3 years).
  • Details of any balances you wish to transfer.

 

This offer is only available by applying online, and it will only take you a few minutes to apply.

                                                                                                                                           Platinum Credit Card application.

Existing Lloyds TSB Customers: If we accept your application (and unless we tell you) we’ll transfer all your existing Lloyds TSB credit card account(s) and move the outstanding balance(s) to your new card account on the new terms, conditions and rates.

The issue of a Credit Card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.

Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.

Terms and conditions

* Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.

Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. You must be registered for Internet Banking. Terms and conditions apply.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland no. 95237.