Welcome to the Lloyds TSB Academy

Here’s where you’ll get the most out of Lloyds TSB student life. Have a look around to learn more, starting in the Economics Dept., the most important part:

You can get up to £100 Cash - £20 within 28 days of opening your account and up to £80 for recommending a maximum of 4 friends. Your friends must open their account by 15 September 2008 and pay in at least £200 or a student loan of at least the same amount by 31 October 2008.

Get an account

Play Two Trains for your chance to win up to £5,000 towards your student fees*.

What do you get?

You can feel whole just by taking care of yourself. Here in the Psychology Department, you’ll discover how smart money sense can make you financially fulfilled.

Your Student bank account comes with some pretty outstanding extras

Up to £1,500 tiered interest-free Planned Overdraft (subject to application & status)
We have great overdrafts available. Designed to help you develop smart financial behaviour. It works like this:

• Apply for up to £500 for the first 6 months.
• Apply for up to £1,000 between 7 and 9 months.
• Apply for £1,500 after that.
• The interest-free overdraft limit in your 2nd and 3rd years is £1,500  
  In your 4th, 5th and 6th years, it’s £2,000.
• 35 Free music downloads.
• Choose from over 4 million tracks.

Free NUS Extra Card
Exclusive to Lloyds TSB, this card gets you loads of discounts on books, clothes, CDs, games and DVDs. You can use it at:

       JJB Sports.
       Amazon.
       Ticketmaster.
       CD Wow.
       Warehouse.
       Superdrug.
       Ben Sherman.
       And many other places.

Free YHA membership
Get one year’s free membership, which gives you discounts on hostels in the UK as well as at over 4,000 locations around the world.

Limited Edition Lloyds TSB 2012 Olympics branded debit card
We’re a proud sponsor of the London 2012 Games. Through this partnership we will be supporting and inspiring people on the journey to 2012 and beyond. Use your card almost anywhere in the world—at over 27 million outlets and 1 million ATMs, and to make payments over the phone and internet.

Student MasterCard credit card
Get a minimum credit limit of £500, and up to 56 days interest-free credit to help spread payments. Typical 19.9% APR variable (subject to application and status, 18 or older).

Free Mobile Banking Pack
Lets you manage your money through your phone. You can transfer money between your Lloyds TSB accounts and check your last 6 transactions. You can also get balance limit text alerts (so you know when you’re close to your overdraft) and you can use it to top-up your pay as you go mobile too.

This will be free with your Student account from October 2008 until October 2009 (normal price £2.50 a month per account).

So what do you have to do to apply?
It’s actually rather easy. Apply for a Student account online today. It’s secure and will only take about 10 minutes to complete.

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority and signatories to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

* Account opening is subject to our assessment of your circumstances; you must be 17 or over to apply. Overdrafts are subject to status and application, you must be 18 or over, repayable in full on demand. Terms and conditions apply. Mobile Banking is for inter-bank accounts only (current accounts and savings accounts). £100 Cash - £20 within 28 days of opening your account and up to £80 for recommending a maximum of 4 friends. Your friends must open their account by 15 September 2008 and pay in at least £200 or a student loan of at least the same amount by 31 October 2008. You’ll get the up to £80 cash for your recommendation by 14 November 2008. Offer ends 15 September 2008.

Legals
1. Promotion open to UK residents only, excluding employees of Lloyds TSB and their immediate families, their agents, third parties, or anyone professionally connected with the promotion.
2. The winner will be drawn at random from all eligible entries and will be notified by phone or letter within 30 days of the close of the draw. The judge’s decision is final and no correspondence will be entered into.
3. The prize is up to £5,000 which we will arrange to pay into the winner’s bank account.
4. The promoter reserves the right to substitute the prize for another prize of equal or greater value.
5. If in the unlikely event Lloyds TSB Bank plc is unable to contact the winner within 60 days of the closing date after all reasonable efforts have been made, then the prize will no longer be available to the winner and will be reallocated.
6. The name and county of the winner will be available by sending a SAE to 6 Floor, 25 Gresham Street by 30 September 2008.
7. The winners may be required to participate in future publicity in connection with this promotion.  
8. Competition closes on 31st October 2008. Entries received after this time/date will not be accepted.
9. The promoter is Lloyds TSB Bank plc, 25 Gresham Street, London EC2V 7HN.

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