 
Whether it’s fulfilling your child’s dream, or saving for a new home, our Capital Protected Fund ISA can give you the confidence to try and make more of your money. Now could be as good a time as any to open a Capital Protected Fund ISA, as not only can it give you reassurance, but it offers you the potential for capital growth when you stay invested for six years. So if you’re looking for a new way to save money, make an appointment with our Financial Adviser today, and you can rest easy knowing that your money is in good hands. |
Speak to one of our Financial Advisers today.
At your local branch
Visit your Lloyds TSB branch to speak to a Financial Adviser about a Capital Protected Fund ISA.
By Phone
Whether you are a new or existing customer call us on 0800 015 0042. Calls may be monitored and recorded.
Back to savings accounts.
*We'll calculate any growth based on the difference between the values of the FTSE 100 Index at the start of the investment term, and the average of the FTSE 100 Index level over the last year of the term.
You can invest anything from £3,000, to the full ISA allowance of £7,200. From 6 October 2009, the government will be offering an extra helping hand to those over 50. If you were born on or before 5 April 1960 your total annual ISA allowance increases from £7,200 to £10,200.
Unlike some other investments, your original capital is designed to be protected if it is held for six years. Which means you can feel assured that your money could be turning into something special.
Our Capital Protected Fund ISA is linked to the performance of the FTSE 100 Index at the end of the term*. If you stay invested for six years, you should get back at least your investment. You should also receive any growth in the FTSE 100 Index * plus an additional 50% of that growth, up to a maximum increase of 50% of your original investment.
Here’s how your money could perform:
The table below shows what you could expect at the end of the investment term if you invested £5,000 and the FTSE 100 Index grew by 20% (after averaging).
Original Investment amount | £5,000 |
|---|---|
20% FTSE 100 Index growth (after averaging*) | £1,000 |
Plus 50% of that growth (20% x 50% = 10%) | £500 |
What you could get back | £6,500 |
This example is for illustrative purposes only.
Please remember that the value of your investment is not guaranteed and if you cash in early you’re likely to get back less than you invested, in some circumstances substantially less.
*We’ll calculate any additional amount based on the difference between the values of the FTSE 100 Index at the start of the investment term, and the average of the FTSE 100 Index level over the last year of the term.
Speak to one of our Financial Advisers today.
At your local branch
Visit your Lloyds TSB branch to speak to a Financial Adviser about a Capital Protected Fund ISA.
By Phone
Whether you are a new or existing customer call us on 0800 015 0042. Calls may be monitored and recorded.
Back to savings accounts.
Things to note about the Scottish Widows Capital Protected Fund ISA:
This offer of the Capital Protected Fund ISA is available from 5 October 2009 until 20 January 2010, although we may stop accepting investments earlier. For more information on this offer, please speak to your Lloyds TSB Financial Adviser.
Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0845 300 2244.
Scottish Widows Unit Trust Managers Limited is authorised and regulated by the Financial Services Authority. Our FSA Register number is 122129. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register.
Lloyds TSB Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds TSB Scotland plc. Registered Office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland no. 95237. Authorised and regulated by the Financial Services Authority.
