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Platinum MasterCard Credit Card

Important Information

Our Platinum MasterCard® Credit Card is ideal if you are looking to save money by transferring your balance from another non-Lloyds TSB credit card.

Balance transfer rate 0% interest for 12 months (3% fee)*

0% interest on purchases for 3 months

 

15.9% APR 
Typical variable

This offer is only available by applying online.

Features & Benefits

  • 0% interest on balance transfers for 12 months (3% fee)*. Minimum spend of £100 applies in the first 3 months.
  • 0% on purchases for 3 months.
  • Typical 15.9% APR   variable.
  • Up to 56 days’ interest-free period on purchases.

  • Add an additional Cardholder, they must be 18 or over.
  • Manage your account online, by phone or at your local Lloyds TSB branch. 
  • Guarantee against fraud loss, including Internet fraud loss protection. 
  • Use your credit card abroad with worldwide acceptance.
  • Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online. 
  • Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
  • Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
  • Chip and PIN security.

You can also take advantage of our optional protection for your credit cards, just in case the worst happens:

For any queries about the Platinum card features and benefits please call 0845 606 2172. Please note this offer is only available by applying online.

How do I apply?

Are you over 18, a UK resident and free of any county court judgements? If so, you can apply for a Platinum card. Here’s how you can do it:

Apply for a Platinum cardPlatinum summary box containing rates and charges and an illustrative example 

Full terms and conditions (PDF)

As a responsible lender, we only want you to borrow what you can afford and to do so in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you to a member of staff who may be able to help.

* Minimum spend of £100 in the first 3 months applies. 0% interest for 3 months after the account is opened if the minimum spend is not met.  Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 6 weeks of opening the account.  Your monthly payments reduce balance transfers first, so after three months you pay interest on purchases at the standard rate until balance transfers are paid off. 3% fee applies and interest is charged on this fee.

Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.