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Duo Avios Credit Cards Premier Duo Avios Credit Cards Platinum Credit Card Advance Credit Card Student Credit Card Credit card comparison

Existing customers

Personal banking > Credit cards

Credit cards

Things are easier to look after when they are all together. Find out more.

Duo Avios Credit Cards *Get rewards on all your everyday purchases and balance transfers.**
Representative 15.9% APR (variable).

Platinum MasterCard® Card Get our great introductory balance transfer and purchase rate.**
Representative 17.9% APR (variable).

Premier Duo Avios Credit Cards Get away faster by collecting up to 25% more Avios than our Duo Avios Credit Cards.
Representative 21.9% APR (variable) inclusive of the annual fee.

Advance MasterCard® Card The Advance Credit Card comes with our lowest purchase rate. Perfect if you’ve got something big coming up.
Representative 11.9% APR (variable).

Our standard features that help you stay in control

A choice of ways to manage your account. Online, by phone through one of our UK call centres, or at a Lloyds TSB branch.
New! Credit Card Alerts - If you are signed-up to mobile banking text message services you will also start to receive alerts for your Lloyds TSB credit card.
Lloyds TSB ClickSafe® and our Internet fraud protection protect you from online fraud.
Active Account Monitoring to spot any suspicious spending.
Keep track of your money across your Lloyds TSB personal current and credit card accounts with Money Manager.
Add an additional Cardholder; they must be 18 or over.
Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.

Useful information

Important information

All Products

1. The issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply.

2. Balance transfer fee applies and interest is charged on this fee.

Advance MasterCard® Card and Platinum MasterCard® Card

3. After promotional period purchases will be charged at your standard rate.

Duo Avios Credit Cards
4. Collect 1 Avios for almost every* £1 spent on the Lloyds TSB Duo Avios American Express® Card, giving you accelerated collection rates. Your Lloyds TSB Duo Avios MasterCard® Card is accepted in 31 million places world wide and you will collect 1 Avios for almost every* £5 spent.

Premier Duo Avios Credit Cards
5. Collect 1.25 Avios for almost every* £1 spent on the Lloyds TSB Premier Duo Avios American Express® Card, giving you accelerated collection rates. Your Lloyds TSB Premier Duo Avios MasterCard® Card is accepted in 31 million places world wide and you will collect 1.25 Avios for almost every* £5 spent.

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland no. 95237.

The issue of a Credit Card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.

Standard Avios collection rates are 1 Avios for almost every £1 you spend with your Duo Avios American Express® Card, and 1 Avios for almost every £5 you spend with the Duo Avios MasterCard® Card.

*Eligible purchases do not include cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at Casinos, betting outlets or bookmakers or payments to offline or online current , savings, sharetrading, spread betting, gambling or any other similar account.

** Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. Balance transfer fee applies and interest is charged on this fee. If you don't pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers, Cheques, followed by the default charges.

American Express® is a registered trademark of American Express company. The Lloyds TSB Duo Avios American Express® Card is issued and administered by Lloyds TSB pursuant to a licence from American Express®.

MasterCard® and the MasterCard Brand mark are a registered trademark of MasterCard International Incorporated.

All bookings are subject to availability and Avios Terms and Conditions.

Avios and the Avios logo are trademarks of the British Airways Plc group of companies.

Avios is a trading name of The Mileage Company Ltd. Registered office: Astral Towers, Betts Way, London Road, Crawley, West Sussex RH10 9XY. Registered in England Company No. 2260073.