Credit cards

The only bank that gives you Airmiles

• 1 mile for almost every £10 or £50 spent³.
• Earn double Airmiles when abroad.
• 0% interest on balance transfers for 6 months (3% fee). Minimum spend of £100 in the first 3 months applies*.

• Free additional card.
• Manage your credit card online, by phone or at a local branch.
• Guarantee against fraud loss, including Internet fraud loss protection. 
• Extra security with a Chip and PIN card.
• Choose your own PIN number at a Lloyds TSB Cashpoint.
• Optional Payment Protection Cover - to protect your repayments against accident, illness or unemployment.
• Optional Sentinel® Gold Card protection against card loss.
• Worldwide acceptance.

1. After 6 months purchases will be charged at your standard rate.
2. Balance transfer offer conditions:
        • Minimum spend of £100 in the first 3 months.
        • Monthly repayments reduce balance transfers first so you
          pay interest at the standard rate until balance transfers are paid off.
        • 3% fee on each individual balance transfer. Read important information about this offer.
3. Earn 1 Airmile for almost every £10 spent on the Lloyds TSB American Express Card, and 1 Airmile for almost every £50 spent on the Lloyds TSB MasterCard.
   
   Miles are not awarded on cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at casinos, betting outlets or bookmakers or payments to offline or online current, savings, sharetrading, spread betting , gambling or any other similar account.
4. The issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply.