support linkspage contentuseful information navigation

Advance Credit Card

A great purchase offer and low APR

Our Advance Credit Card is your perfect shopping partner. It gives you an introductory purchase offer of 0% interest on your purchases for six months and has a very competitive typical 11.9% APR variable.

You can use your Advance Credit Card to take advantage of the sales, book a holiday or anything else you care to spend you money on, safe in the knowledge that you won’t be charged interest for the first six months of your account on purchases.

  • 0% interest on purchases for 6 months
  • Balance Transfer rate of 4.9% p.a. for 12 months* (3% fee)
  •  11.9% APR Typical variable

    • Apply for an Advance card It only takes a few minutes to apply online

     

    Features & Benefits

    The Advance card’s unique features are: 
    • 0% interest on purchases for 6 months,
    • 4.9% p.a. interest for 12 months on balance transfers (3% fee).
    • Typical 11.9% APR variable, interest charged from the date of the transaction.
    As well as the benefits above, you will also receive all of our normal features with your credit card:
    • Add an additional Cardholder, must be 18 or over.
    • Manage your account online, by phone or at your local Lloyds TSB branch. 
    • Guarantee against fraud loss, including Internet fraud loss protection. 
    • Use your credit card abroad with worldwide acceptance.
    • Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online. 
    • Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
    • Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
    • Chip and PIN security.
    You can also take advantage of our optional protection for your credit cards, just in case the worst happens:For any queries about the Advance Credit Card account features and benefits please call 0845 606 2175.  Please note this offer is only available by applying online.

    How do I apply?

    Are you over 18, a UK resident and free of any county court judgements? Then you can apply for an Advance card. Here’s how you can do it:

    Apply online today                                                                            Apply for an Advance card

    Applying online will only take you a few minutes.

    Advance summary box containing rate and charges and an illustrative example (PDF)

    Advance card - full terms and conditions (PDF)

    As a responsible lender, we only want you to borrow what you can afford and to do so in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you to a member of staff who may be able to help.

    Important Information

    Before you apply,
    we recommend you
    read the following:

    Full terms and conditions
    Summary box

    These will open in a new window.
    Loans
    You could have a loan in your account today.

    Investor Relations & Media Centre

    Investors and Media
    For the journey