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Personal banking > Credit cards > Credit card comparison 
 

Compare credit cards

Whatever your needs or spending habits, you want a credit card you can rely on from a name you can trust. At Lloyds TSB we have a range of cards for you to choose from.

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Platinum
Credit Card
Platinum Credit Card
...you're looking to transfer a balance, or want a straightforward card for spending on.
0% for the first 15 months on balances transferred now.**
(3% fee applies)
0% for the first 3 months.
Representative
17.9% APR (variable)

Apply for a Platinum Credit Card

Find out more
Representative Example: Purchase rate: 17.95% pa variable. Representative 17.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Duo Avios
Credit Card Account
Duo Avios Credit Cards
... you want to collect Avios on your everyday spending* for flights, hotels, days out and much more.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1 Avios for almost every* £1 spent on your Duo Avios American Express® Card, giving you accelerated earnings. Your Duo Avios MasterCard® Card is accepted in 31 million places worldwide and you will collect 1 Avios for almost every* £5 spent.
Representative
15.9% APR (variable)

Apply for a Duo Avios Credit Card Account

Find out more

Representative Example: Purchase rate: 15.94% pa variable. Representative 15.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Premier Duo Avios Credit Card Account
Premier Duo Avios
... you want to collect 25% more Avios than our standard Duo cards.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1.25 Avios for almost every* £1 spent on your Premier Duo Avios American Express® Card, giving you accelerated earnings. Your Premier Duo Avios MasterCard® is accepted in 31 million places worldwide and you will collect 1.25 Avios for almost every* £5 spent.
Representative
21.9% APR (variable, includes annual fee)

Apply for a Premier Duo Avios Credit Card Account

Find out more

This product has a £50 annual fee (waived for Premier Current Account holders).

Representative Example: Purchase rate: 13.95% pa variable. Representative 21.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Advance Credit Card
Advance Credit Card
... you like to spread the cost of purchases and a low APR.
4.9% p.a. for the first 12 months on balances transferred now.** (3% fee applies)
0% for the first 6 months.
Representative
11.9% APR (variable)

Apply for an Advance Credit Card

Find out more

Representative Example: Purchase rate: 11.95% p.a. variable. Representative 11.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card important information:

  • Credit limits will vary based on your individual circumstances.
  • The issue of a credit card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
  • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
  • After the introductory period ends you will be charged at your standard rate.
  • Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card.

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Platinum
Credit Card
Platinum Credit Card
...you're looking to transfer a balance, or want a straightforward card for spending on.
0% for the first 15 months on balances transferred now.**
(3% fee applies)
0% for the first 3 months.
Representative
17.9% APR (variable)

Apply for a Platinum Credit Card

Find out more
Representative Example: Purchase rate: 17.95% pa variable. Representative 17.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Duo Avios
Credit Card Account
Duo Avios Credit Cards
... you want to collect Avios on your everyday spending* for flights, hotels, days out and much more.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1 Avios for almost every* £1 spent on your Duo Avios American Express® Card, giving you accelerated earnings. Your Duo Avios MasterCard® Card is accepted in 31 million places worldwide and you will collect 1 Avios for almost every* £5 spent.
Representative
15.9% APR (variable)

Apply for a Duo Avios Credit Card Account

Find out more

Representative Example: Purchase rate: 15.94% pa variable. Representative 15.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Premier Duo Avios Credit Card Account
Premier Duo Avios
... you want to collect 25% more Avios than our standard Duo cards.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1.25 Avios for almost every* £1 spent on your Premier Duo Avios American Express® Card, giving you accelerated earnings. Your Premier Duo Avios MasterCard® is accepted in 31 million places worldwide and you will collect 1.25 Avios for almost every* £5 spent.
Representative
21.9% APR (variable, includes annual fee)

Apply for a Premier Duo Avios Credit Card Account

Find out more

This product has a £50 annual fee (waived for Premier Current Account holders).

Representative Example: Purchase rate: 13.95% pa variable. Representative 21.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Advance Credit Card
Advance Credit Card
... you like to spread the cost of purchases and a low APR.
4.9% p.a. for the first 12 months on balances transferred now.** (3% fee applies)
0% for the first 6 months.
Representative
11.9% APR (variable)

Apply for an Advance Credit Card

Find out more

Representative Example: Purchase rate: 11.95% p.a. variable. Representative 11.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card important information:

  • Credit limits will vary based on your individual circumstances.
  • The issue of a credit card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
  • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
  • After the introductory period ends you will be charged at your standard rate.
  • Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card.

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Duo Avios
Credit Card Account
Duo Avios Credit Cards
... you want to collect Avios on your everyday spending* for flights, hotels, days out and much more.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1 Avios for almost every* £1 spent on your Duo Avios American Express® Card, giving you accelerated earnings. Your Duo Avios MasterCard® Card is accepted in 31 million places worldwide and you will collect 1 Avios for almost every* £5 spent.
Representative
15.9% APR (variable)

Apply for a Duo Avios Credit Card Account

Find out more

Representative Example: Purchase rate: 15.94% pa variable. Representative 15.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Premier Duo Avios Credit Card Account
Premier Duo Avios
... you want to collect 25% more Avios than our standard Duo cards.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1.25 Avios for almost every* £1 spent on your Premier Duo Avios American Express® Card, giving you accelerated earnings. Your Premier Duo Avios MasterCard® is accepted in 31 million places worldwide and you will collect 1.25 Avios for almost every* £5 spent.
Representative
21.9% APR (variable, includes annual fee)

Apply for a Premier Duo Avios Credit Card Account

Find out more

This product has a £50 annual fee (waived for Premier Current Account holders).

Representative Example: Purchase rate: 13.95% pa variable. Representative 21.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Advance Credit Card
Advance Credit Card
... you like to spread the cost of purchases and a low APR.
4.9% p.a. for the first 12 months on balances transferred now.** (3% fee applies)
0% for the first 6 months.
Representative
11.9% APR (variable)

Apply for an Advance Credit Card

Find out more

Representative Example: Purchase rate: 11.95% p.a. variable. Representative 11.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Platinum
Credit Card
Platinum Credit Card
...you're looking to transfer a balance, or want a straightforward card for spending on.
0% for the first 15 months on balances transferred now.**
(3% fee applies)
0% for the first 3 months.
Representative
17.9% APR (variable)

Apply for a Platinum Credit Card

Find out more
Representative Example: Purchase rate: 17.95% pa variable. Representative 17.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card important information:

  • Credit limits will vary based on your individual circumstances.
  • The issue of a credit card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
  • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
  • After the introductory period ends you will be charged at your standard rate.
  • Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card.

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Duo Avios
Credit Card Account
Duo Avios Credit Cards
... you want to collect Avios on your everyday spending* for flights, hotels, days out and much more.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1 Avios for almost every* £1 spent on your Duo Avios American Express® Card, giving you accelerated earnings. Your Duo Avios MasterCard® Card is accepted in 31 million places worldwide and you will collect 1 Avios for almost every* £5 spent.
Representative
15.9% APR (variable)

Apply for a Duo Avios Credit Card Account

Find out more

Representative Example: Purchase rate: 15.94% pa variable. Representative 15.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card

Choose this card if...

Balance transfer offer
Purchase offer
APR
Premier Duo Avios Credit Card Account
Premier Duo Avios
... you want to collect 25% more Avios than our standard Duo cards.
0% for the first 6 months on balances transferred now.** (3% fee applies)
Collect 1.25 Avios for almost every* £1 spent on your Premier Duo Avios American Express® Card, giving you accelerated earnings. Your Premier Duo Avios MasterCard® is accepted in 31 million places worldwide and you will collect 1.25 Avios for almost every* £5 spent.
Representative
21.9% APR (variable, includes annual fee)

Apply for a Premier Duo Avios Credit Card Account

Find out more

This product has a £50 annual fee (waived for Premier Current Account holders).

Representative Example: Purchase rate: 13.95% pa variable. Representative 21.9% APR variable (based on borrowing £1,200 and repaying over 12 months).

Credit card important information:

  • Credit limits will vary based on your individual circumstances.
  • The issue of a credit card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
  • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
  • After the introductory period ends you will be charged at your standard rate.
  • Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card.


Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland no. 95237.

The issue of a Credit Card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.

Standard Avios collection rates are 1 Avios for almost every £1 you spend with your Duo Avios American Express® Card, and 1 Avios for almost every £5 you spend with the Duo Avios MasterCard® Card.

*Eligible purchases do not include cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at Casinos, betting outlets or bookmakers or payments to offline or online current , savings, sharetrading, spread betting, gambling or any other similar account.

** Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. Balance transfer fee applies and interest is charged on this fee. If you don't pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers, Cheques, followed by the default charges.

American Express® is a registered trademark of American Express company.  The Lloyds TSB Duo Avios American Express® Card is issued and administered by Lloyds TSB pursuant to a licence from American Express®.

MasterCard® and the MasterCard Brand mark are a registered trademark of MasterCard International Incorporated.

All bookings are subject to availability and Avios Terms and Conditions.

Avios and the Avios logo are trademarks of the British Airways Plc group of companies.

Avios is a trading name of The Mileage Company Ltd. Registered office: Astral Towers, Betts Way, London Road, Crawley, West Sussex RH10 9XY. Registered in England Company No. 2260073.

Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. You must be registered for Internet Banking. Terms and conditions apply.