Whoever you are, we have a credit card that's right for you
Whatever your needs or spending habits, you want a credit card you can rely on from a name you can trust. At Lloyds TSB we have a range of cards for you to choose from.
Features & Benefits | |||
|---|---|---|---|
APR | 15.9% APR Typical variable | 15.9 % APR Typical variable | 11.9% APR Typical variable |
Why choose this card? | Collect Airmiles for flights, hotels, days out and much more | Ideal for sorting your finances with a great balance transfer and purchase offer | Perfect for shopping with a great purchase offer and low APR |
Introductory purchase offer Interest-free days | None Up to 56 days' interest-free period on purchases | 0% interest for 3 months Up to 56 days' interest-free period on purchases | 0% interest for 6 months N/A |
Introductory balance transfer | 0% interest for 6 months*+ | 0% interest for 12 months* | 4.9% p.a. interest for 12 months** |
Balance transfer minimum spend | £100 spend in the first 3 months | £100 spend in the first 3 months | £100 spend in the first 3 months |
Balance transfer fees | 3% | 3% | 3% |
Rewards | 1 mile for every £10 spent on Airmiles Duo American Express® and 1 mile for every £50 spent on Airmiles Duo MasterCard*** | None | None |
Annual fee Special Conditions Find out more |
You can also take advantage of our optional protection for your credit cards, just in case the worst happens:
Are you over 18, a UK resident and free of any county court judgements?
If so, here’s how you can do it:
Apply online today
Applying online will only take you a few minutes
If you have any queries about any of our credit card accounts, please us call on 0845 606 2175.
As a responsible lender, we only want you to borrow what you can afford and to do so in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you to a member of staff who may be able to help.
* Minimum spend of £100 in the first 3 months applies. 0% interest for 3 months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 6 weeks of opening the account. 3% fee applies and interest is charged on this fee.
+ Bonus Airmiles are only awarded on whole multiples of £1000s (£1000, £2000, £3000 etc.) transferred from a single provider. For example, bonus Airmiles would not be rewarded on a balance transfer of £999 or if the transfer is split between more than one credit or store card. Balances must be transferred within 6 weeks of opening the account. 3% fee applies and interest is charged on this fee.
** Minimum spend of £100 in the first 3 months applies. 4.9% interest for 3 months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 6 weeks of opening the account. 3% fee applies and interest is charged on this fee.
*** Eligible purchases do not include cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at Casinos, betting outlets or bookmakers or payments to offline or online current , savings, sharetrading, spread betting, gambling or any other similar account.
Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After the introductory period ends you will be charged at your standard rate.
Airmiles are held and issued subject to AIRMILES and its Carriers’ Customer and Booking Terms and Conditions.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
The Lloyds TSB Airmiles Duo American Express® Card is issued and administered by Lloyds TSB pursuant to a licence from American Express®.