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Compare our cards

Whoever you are, we have a credit card that's right for you

Whatever your needs or spending habits, you want a credit card you can rely on from a name you can trust. At Lloyds TSB we have a range of cards for you to choose from.

Features & Benefits	Airmiles Duo	Platinum MasterCard	Advance MasterCard
APR	15.9% APR Typical variable	15.9 % APR Typical variable	11.9% APR Typical variable
Why choose this card?	Collect Airmiles for flights, hotels, days out and much more	Ideal for sorting your finances with a great balance transfer and purchase offer	Perfect for shopping with a great purchase offer and low APR
Introductory purchase offer Interest-free days	None Up to 56 days' interest-free period on purchases	0% interest for 3 months Up to 56 days' interest-free period on purchases	0% interest for 6 months N/A
Introductory balance transfer	0% interest for 6 months*⁺	0% interest for 12 months*	4.9% p.a. interest for 12 months**
Balance transfer minimum spend	£100 spend in the first 3 months	£100 spend in the first 3 months	£100 spend in the first 3 months
Balance transfer fees	3%	3%	3%
Rewards	1 mile for every £10 spent on Airmiles Duo American Express® and 1 mile for every £50 spent on Airmiles Duo MasterCard***	None	None
Annual fee Special Conditions Find out more	None None About Airmiles Duo Apply now	None None About Platinum MasterCard Apply now	None Card only available online About Advance MasterCard Apply now

Standard features on all our cards

Add an additional Cardholder, they must be 18 or over.
Manage your account online, by phone or at your local Lloyds TSB branch.
Guarantee against fraud loss, including Internet fraud loss protection.
Use your credit card abroad with worldwide acceptance.
Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online.
Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
Chip and PIN security.

You can also take advantage of our optional protection for your credit cards, just in case the worst happens:

Payment Protection Cover - to protect your repayments against accident, illness or unemployment.
Sentinel® Gold Card protection against card loss for any cards that you have registered, not just your Lloyds TSB cards.

How do I apply?

Are you over 18, a UK resident and free of any county court judgements?
If so, here’s how you can do it:

Apply online today
Applying online will only take you a few minutes

Apply for an Advance cardAdvance Credit Card

Apply for an Airmiles Duo Credit Card accountAirmiles Duo Credit Card

Apply for a Platinum cardPlatinum Credit Card

If you have any queries about any of our credit card accounts, please us call on 0845 606 2175.

As a responsible lender, we only want you to borrow what you can afford and to do so in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you to a member of staff who may be able to help.

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

* Minimum spend of £100 in the first 3 months applies. 0% interest for 3 months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 6 weeks of opening the account. 3% fee applies and interest is charged on this fee.

+ Bonus Airmiles are only awarded on whole multiples of £1000s (£1000, £2000, £3000 etc.) transferred from a single provider. For example, bonus Airmiles would not be rewarded on a balance transfer of £999 or if the transfer is split between more than one credit or store card. Balances must be transferred within 6 weeks of opening the account. 3% fee applies and interest is charged on this fee.

** Minimum spend of £100 in the first 3 months applies. 4.9% interest for 3 months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 6 weeks of opening the account. 3% fee applies and interest is charged on this fee.

*** Eligible purchases do not include cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at Casinos, betting outlets or bookmakers or payments to offline or online current , savings, sharetrading, spread betting, gambling or any other similar account.

Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After the introductory period ends you will be charged at your standard rate.

Airmiles are held and issued subject to AIRMILES and its Carriers’ Customer and Booking Terms and Conditions.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

The Lloyds TSB Airmiles Duo American Express® Card is issued and administered by Lloyds TSB pursuant to a licence from American Express®.