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Compare our cards

This summary compares some of the different cards we have to offer. For more information on a particular product, click on the card name links.

Features & Benefits
Why choose this card?
Collect airmiles for
flights, hotels, days
out, wine
& much more
Ideal for low rate balance transfers and purchases
Perfect for shopping on a low rate APR
APR
Typical 15.9% APR variable
Typical 16.9% APR variable
Typical 11.9% APR variable
Airmiles
1 mile for every
£10 spent on LloydsTSB American Express® and 1 mile
for every £50
spent on
Lloyds TSB MasterCard*
None
None
Introductory Purchase offer
None
0% for 6 months
0% for 6 months
Introductory balance transfer
0% interest for 6 months
0% interest for 12 months
4.9% p.a. interest for 12 months
Balance Transfer offer conditions
Minimum spend of £100 in the first 3 months
Minimum spend of £100 in the first 3 months
Minimum spend of £100 in the first 3 months
How balances are paid off
Monthly
repayments reduce
balance transfers
first so you pay
interest at the
standard rate until
balance transfers
are paid off.
Monthly
repayments reduce
balance transfers
first so you pay
interest at the
standard rate until
balance transfers
are paid off.
Monthly
repayments reduce
balance transfers
first so you pay
interest at the
standard rate until
balance transfers
are paid off.
Balance Transfer fees
3%
3%
3%
Important information
Annual Fee
None
None
None

Standard features on all our cards

Standard features on our cards:

  • free additional card,
  • manage your account online, by phone or at a local branch, 
  • guarantee against fraud loss, including Internet fraud loss protection
  • extra security with a chip and PIN card,
  • choose your own PIN number at a Lloyds TSB Cashpoint®,
  • Payment Protection Cover available - to protect your repayments against accident, illness or unemployment,
  • optional Sentinel® Card protection against card loss,
  • worldwide acceptance.
 

* Miles are not awarded on cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, Transactions at casinos, betting outlets or bookmakers or payments to offline or online current, savings, sharetrading, spread betting, gambling or any other similar account.

0% interest on introductory balance transfers for 3 months after the account is opened if the minimum spend is not met applies to Platinum and Advance MasterCards.
Terms and conditions apply to all Lloyds TSB credit card benefits. Full details will be sent with your card.
View summary boxes and illustrative examples.