With our Duo Avios Credit Card Account you'll collect Avios on almost every1 purchase you make, which you can turn into holidays, flights, city-breaks or hotels. |
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Collect Avios whenever you shop, spend them on exciting travel and leisure rewards such as:
| Avios | Reward |
| 2,700 | Health club day pass for two |
| 4,150 | Paintball or Comedy night experience for two |
| 6,500 | The Favourites Six wine case |
| 7,000 | West End Theatre Ticket (Silver) |
| 9,000 + airline taxes, fees and charges (or 9,000 + £27pp if its a Reward Flight Savers)4 | A return flight from to destinations like Paris, Amsterdam and Prague |
Zones and prices are correct at time of going to print but subject to change or withdrawal. Examples based on British Airways flights from London, Edinburgh, Glasgow and Manchester (flights may be via London).
In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
| We've teamed up with Avios to offer you fantastic rewards on your spending. With Avios, the world’s all yours. Flights, holidays, days out – you can turn your Avios into an adventure. Simply use your Cards for all the usual things you buy, from your weekly shop to a leisurely lunch, and you’ll get Avios.
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As an example, if you were to spend an average of £180 per week on your Duo Avios American Express Credit Card (fuel: £40, supermarket shopping: £80, household bills: £35, other expenses: £25), you would collect 9,360 Avios every year1. That’s enough Avios for a great day out or a return flight to places like Paris or Prague. So you’ll just pay £27pp return (and Avios will cover your airline taxes, fees and charges.)4
See below for more examples of Avios rewards:
| Avios | Reward |
| 2,700 | Health club day pass for two |
| 4,150 | Paintball or Comedy night experience for two |
| 6,500 | The Favourites Six wine case |
| 7,000 | West End Theatre Ticket (Silver) |
| 9,000 + airline taxes, fees and charges (or 9,000 + £27pp* if its a Reward Flight Savers)4 | A return flight to destinations like Paris, Amsterdam and Prague |
Zones and prices are correct at time of going to print but subject to change or withdrawal. Examples based on British Airways flights from London, Edinburgh, Glasgow and Manchester (flights may be via London).
To maximise the amount of Avios you collect, we’ll give you two cards: one from American Express® and one from MasterCard®. Together, they combine great collection rates and worldwide acceptance, with the simplicity of one PIN, credit limit and monthly statement on the same account.
In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
To apply for an Premier Duo Avios Credit Card account you must be:
And you’ll need to have the following to hand:
Existing Lloyds TSB credit card customers:
If we accept your application, we will move any existing balances to your new card and these will continue to be charged at your existing rates. This includes existing promotional balances that will continue to be charged at the promotional rate until the end of the offer period when they will revert to the standard rate.
By moving to this new card you will lose any benefits and rewards associated with your existing card. However, you will receive all the features and benefits of the new credit card you’re applying for.
Please note that introductory offers will not be available to you.
Lloyds TSB Duo Avios summary box (contains rates, charges & an illustrative example).
Lloyds TSB Duo Avios Credit Card Account full terms and conditions (PDF).
In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland no. 95237.
The issue of a Credit Card depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Lloyds TSB Duo Avios Credit Card Account collection rates are 1 Avios for almost every £1 you spend with your Lloyds TSB Duo Avios American Express® Card, and 1 Avios for almost every £5 you spend with the Lloyds TSB Duo Avios MasterCard®.
1 Eligible spend does not include cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at casinos, betting outlets or bookmakers or payments to offline or online current, savings, sharetrading, spread betting, gambling or any other similar account.
3 Minimum balance transfer is £100 and is subject to your credit limit. 1,500 bonus Avios are only awarded on whole multiples of £1000s (£1,000, £2,000, £3,000 etc.) transferred from a single provider. For example, bonus Avios would not be rewarded on a balance transfer of £999 or if the transfer is split between more than one credit or store card. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.
4 These flight examples are based on a Reward Flight Saver – that means you pay the Avios fare + £27pp return (and Avios will cover your airline taxes, fees and charges). Reward Flight Saver is for Regular Collectors, that’s members who have collected at least one Avios in the preceding 12 months. If you do not qualify for Reward Flight Saver, airline taxes, fees and charges apply. Available in Zones 1-3 on British Airways and Iberia flights.
American Express® is a registered trademark of American Express company. The Lloyds TSB Duo Avios American Express® Card is issued and administered by Lloyds TSB pursuant to a licence from American Express®.
MasterCard and the MasterCard Brand mark are registered trademarks of MasterCard International Incorporated.
All bookings are subject to availability and Avios Terms and Conditions.
Avios and the Avios logo are trademarks of the British Airways Plc group of companies.
Avios is a trading name of The Mileage Company Ltd. Registered office: Astral Towers, Betts Way, London Road, Crawley, West Sussex RH10 9XY. Registered in England Company No. 2260073.
