Platinum credit card
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Our Platinum card is ideal if you are looking to save money by transferring a balance from another non-Lloyds TSB credit card.
Balance transfer rate 0% interest for 14 months (fee & min £100 spend applies)
0% on purchases for 3 months
Typical rate 15.9% APR variable 0% on purchases for 3 months
Apply online today
You can apply online for the Platinum card and it will only take about 10 minutes to complete.
This balance transfer and purchase offer is only available online.
Important information about balance transfers.
(These links will open in a new browser window).
Features & Benefits
The Platinum card features:
- 0% interest on balance transfers for 14 months (3% fee). Minimum spend of £100 in the first 3 months applies*.
Please note - monthly payments reduce balance transfers first so you pay interest on purchases at the standard rate until balance transfers are paid off. - typical 15.9% APR variable,
- up to 56 days’ interest-free period for purchases
0% on purchases for 3 months.
Standard features on our cards:
- free additional card,
- manage your account online, by phone or at a local branch,
- guarantee against fraud loss, including Internet fraud loss protection,
- extra security with a chip and PIN card,
- choose your own PIN number at a Lloyds TSB Cashpoint®,
- Payment Protection Cover available - to protect your repayments against accident, illness or unemployment,
- optional Sentinel® Gold Card protection against card loss,
- worldwide acceptance.
For existing Lloyds TSB credit card customers wishing to switch to a Platinum Credit Card account, purchase rates applicable on your existing Lloyds TSB credit card will apply. Your existing credit card account will be closed and any outstanding balance(s) moved to your new card account on the terms and conditions provided.
Important information about this offer. (This link will open in a new browser window).
How do I apply?
Are you over 18, a UK resident and free of any county court judgements? Then you can apply for a Platinum card. Here’s how you can do it:
Apply online today
You can apply online for the Platinum card and it will only take about 10 minutes to complete.
Platinum summary box containing rates and charges and an illustrative example††.
Platinum card full terms and conditions.
(These links will open in a new browser window).
Lloyds TSB is a responsible lender and we only want you to borrow what you can afford and in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you to a member of staff that will be able to help you. They will also be able to help you if you’re experiencing financial difficulties.
