Platinum Credit Card

• 0% interest for 15 months on balances transferred within the first 90 days (3% fee)*.
• 0% on purchases for the first 3 months.
• Representative 17.9% APR (variable).
• Up to 56 days’ interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month.

• A choice of ways to manage your account. Online, by phone through one of our UK call centres, or at a Lloyds TSB branch.
• Lloyds TSB ClickSafe® and our
  Internet fraud protection protect you from online fraud.
• Active Account Monitoring to spot any suspicious spending.
• Keep track of your money across your Lloyds TSB personal current and credit card accounts with Money Manager.
• Add an additional Cardholder; they must be 18 or over. The Cardholder remains responsible for all spending on the account made by the Additional Cardholder.
• Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
• Use your credit card abroad with worldwide acceptance.
  

For any queries about the Platinum card features and benefits please call 0845 606 2172. Please note this offer is only available by applying online.

Platinum summary box containing rates and charges and an illustrative example.

In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.

If you already hold a Lloyds TSB Credit Card, here are some useful links:

• To report a lost or stolen card, transfer a balance, or for general enquiries, please see our 
  credit card phone numbers. 
• Register your credit card for Internet Banking to 
  access your credit card account information online.
• Add an additional cardholder to your account. They must be 18 or over.
• Ordering a replacement PIN by text.
• Lloyds TSB ClickSafe® (also known as Verified by Visa and MasterCard® SecureCode) is a free service that gives you extra protection when you’re shopping online with participating retailers by asking you for a pre-registered Personal Password before you complete your purchase. This allows us to confirm that it’s you who is using your card and not a fraudster.
• Use MasterCard® Reward Hub to take advantage of great discounts with your Lloyds TSB MasterCard. Save on travel, entertainment, dining, and health, plus enjoy discounted shopping at some of your favourite retailers. Terms and conditions apply.
  

To apply for a Platinum Credit Card you must be:

• Over 18.
• A UK resident.
• Free of any county court judgements.

And you'll need to have the following to hand:

• Your bank account number and sort code.
• Your present address in the UK (and previous if less than 3 years).
• Details of any balances you wish to transfer.

Please read this important information. (This link will open in a new browser window).

Existing Lloyds TSB credit card customers:
If we accept your application, we will move any existing balances to your new card and these will continue to be charged at your existing rates. This includes existing promotional balances that will continue to be charged at the promotional rate until the end of the offer period when they will revert to the standard rate.

By moving to this new card you will lose any benefits and rewards associated with your existing card. However, you will receive all the features and benefits of the new credit card you’re applying for.

Please note that introductory offers will not be available to you.

 Online

This offer is only available by applying online, and it will only take you a few minutes to apply.

Apply for a Platinum MasterCard® Credit Card

Platinum summary box containing rates and charges and an illustrative example.

Platinum full terms and conditions (PDF)