Important information about the Student credit card offer

Lloyds TSB is a responsible lender and we only want you to borrow what you can afford and in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you a member of staff that will be able to help you. They will also be able to help you if you’re experiencing financial difficulties.

The issue of a credit card depends on our assessment of your circumstances. You must be 18 or over to apply and a Lloyds TSB Student account holder. Terms and conditions apply to all Lloyds TSB credit card benefits. Full details will be sent with your card.

Information about Purchases:
Interest free period on purchases is up to 56 days if the full balance is paid off by the due date on both the previous and
the latest statements.

Information about Fraud loss:
You are not liable if someone uses your card account without your or an additional cardholder’s consent. But: You and additional cardholders must take all reasonable measures to protect cards and PINs. You should never disclose your PIN, not even to Lloyds TSB staff or the police. You can give suppliers your card details (but not PINs) and won’t be liable if they misuse them. If you’ve given someone else your card details you are liable for all transactions unless you have told us first they are not authorised.