Student Credit Card

• Up to 56 days interest-free** credit on purchases.
• Credit Limit to help you cover unexpected costs.

• Typical 19.9% APR variable.

As well as the benefits above, you will also receive all of our normal features with your credit card:

• Manage your account online, by phone or at your local Lloyds TSB branch.
• Guarantee against fraud loss, including Internet fraud loss protection.
• Use your credit card abroad with worldwide acceptance.
• Lloyds TSB ClickSafe - added security when shopping over the internet. You choose a personal password to ensure that only you can make purchases with your card when shopping online.
• Active Account Monitoring - Fraud specialists will alert you to any suspicious credit card transactions.
• Overseas Emergency Assistance - Overseas contact number to call if you lose your card abroad and we will issue a replacement card.
• Chip and PIN security.

For any queries about the Student card features and benefits please call 0800 056 0100.

** Providing you make full payment by the payment date. There is no interest free period for balance transfers, cash withdrawals or credit card cheques. 

Terms and conditions apply to all Lloyds TSB credit cards benefits. Full details will be sent with your card. After the introductory period ends you will be charged at your standard rate.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

The opening of a Student account is subject to our assessment of your circumstances and you must be 17 or over to apply.

You need to be:

• Over 18 years old.
• A UK  resident.
• Have a Lloyds TSB Student Account. if you dont have one already you can also apply for that online today. 
• Have no County Court Judgements.

You’ll need to have the following to hand:

• Your student account number and sort code
• Proof of your student status e.g. your UCAS confirmation letter or letter from your university or college confirming your place.

Then you can apply for a Student Credit Card at typical 19.9% APR variable.

 By phone
Call us on 0800 056 0100 if you have a LTSB Student Account.

 In branch
Find your nearest branch.

Student Credit Card summary box containing rates and changes and an illustrative example

Student Credit Card - full terms and conditions (PDF)

As a responsible lender, we only want you to borrow what you can afford and to do so in a way that is best for you. If you’d like to talk to us about the choices you’ve made or would like advice we will be happy to refer you to a member of staff who may be able to help.