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Credit cards

The only bank that gives you Airmiles

1 mile for almost every £10 or £50 spent³.
Earn double Airmiles when abroad.
0% interest on balance transfers for 6 months (3% fee). Minimum spend of £100 in the first 3 months applies*.

Airmiles Duo. 15.9% APR typical variable.

Find out more about the Lloyds TSB Airmiles Duo Credit Card.

Low rate on balance transfers and purchases.

0% interest for 12 months on balance transfers² (3% fee). Minimum spend of £100 in the first 3 months applies*.

0% interest on purchases for 3 months.

Platinum MasterCard. 15.9% APR typical variable.

Find out more about the Platinum MasterCard.

Advance MasterCard

Want a low rate on purchases?

4.9% p.a. interest for 12 months on balance transfers (3% fee). Minimum spend of £100 in the first 3 months applies*.

0% interest on purchases for 6 months¹.

Advance MasterCard. 11.9% APR typical variable.

Find out more about the Advance MasterCard.

Student MasterCard

Want a card tailored for students?

Up to 56 days interest free on purchases.

Credit Limit to help you cover any unexpected costs.

Student MasterCard. 19.9% APR typical variable.

Find out more about the Student MasterCard.

Useful information

Credit card summary boxes and illustrative examples

Manage your credit card online

Credit card phone numbers

Credit card FAQs

Standard features on all our cards

Free additional card.
Manage your credit card online, by phone or at a local branch.
Guarantee against fraud loss, including Internet fraud loss protection.
Extra security with a Chip and PIN card.
Choose your own PIN number at a Lloyds TSB Cashpoint.
Optional Payment Protection Cover - to protect your repayments against accident, illness or unemployment.
Optional Sentinel® Gold Card protection against card loss.
Worldwide acceptance.

Important information

After 6 months purchases will be charged at your standard rate.
Balance transfer offer conditions:
     • Minimum spend of £100 in the first 3 months.
     • Monthly repayments reduce balance transfers first so you
       pay interest at the standard rate until balance transfers are paid off.
     • 3% fee on each individual balance transfer. Read important information about this offer.
Earn 1 Airmile for almost every £10 spent on the Lloyds TSB American Express Card, and 1 Airmile for almost every £50 spent on the Lloyds TSB MasterCard.

Miles are not awarded on cash withdrawals, money transfers, cheques, interest, fees or charges, Payment Protection Cover, transactions at casinos, betting outlets or bookmakers or payments to offline or online current, savings, sharetrading, spread betting , gambling or any other similar account.
The issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply.

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

* 0% interest for 3 months after the account is opened if the minimum spend is not met. Account credit if balance transfer made in the first 6 weeks and minimum spend of £100. Important information about balance transfers. MasterCard and the MasterCard Brand mark are registered trademarks of MasterCard International Incorporated.

The Lloyds TSB Airmiles Duo American Express® Card is issued and administered by Lloyds TSB pursuant to a license from American Express®.

Terms and conditions apply to all Lloyds TSB credit card benefits. Full details will be sent with your card.

After the introductory period ends you will be charged at your standard rate.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.