Choose the right account for your circumstances

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Classic Account

Free everyday banking as long as you stay in credit

  • Earn monthly interest on your balance - 1.50% AER/ 1.49% GROSS variable on balances from £1 to £999.99 and get up to 3.00% AER/ 2.96% GROSS variable on balances of £3,000 to £5,000. Just add Vantage to your account.
  • Manage your money 24 hours a day, 7 days a week with Internet Banking, Phonebank® and Mobile Banking.
  • Get a Lloyds TSB Visa debit card you can use in over 500,000 places in the UK, 27 million outlets worldwide and online.
  • Do your banking on the move with our Mobile Banking app.
  • £25 interest-free planned overdraft*. (Subject to application and approval).
Apply nowApply now for our Classic Account
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Our Student Account is packed with everything you need to make the most of your time at university or college. And our Graduate Account can give you the breathing space you need to find your feet once you’ve completed your degree.

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Showing 1 account

Under 19s Account

The easy way to make the most of your money

  • A Lloyds TSB Visa debit card
  • Money off AA driving lessons if you’re 17 or over
  • Competitive interest rate currently 2.50% AER/ 2.47% Gross** variable interest, paid quarterly, on balances up to £2,500. Any money over £2,500 will earn 0.10% AER.
See how to applyFind out how to apply for the Under 19s Account
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Other bank accounts

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Switching to Lloyds TSB

Join us for your journey

Our dedicated Switching Team will do everything they can to make joining Lloyds TSB as smooth as possible.

When you join us, you’ll have access to a fantastic combination of great products and services.

We’re everywhere
We have over 1,800 branches, more than any other bank in the UK, so you’ll find us in nearly every high street. And with one of the largest ATM networks in the UK - over 4,000 – you can access your money easily and quickly.

What you get with our bank accounts

  • A Visa debit card you can use in over 500,000 places in the UK and 27 million outlets worldwide.
  • No charges when you use your debit card to withdraw cash from Lloyds TSB ATMs. You can also withdraw cash free of charge from over 63,000 ATMs throughout the UK, in the LINK network. (This doesn’t apply to customers who have a Cash Account).
  • We don’t charge you for use of our Internet and Telephone Banking (PhoneBank®) services, available 24 hours a day, 7 days a week, or for use of our branches.
Switch to Lloyds TSBFind out more on how to switch to Lloyds TSB

Services with our current accounts

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Important legal information

 

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC95237.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

The Student Current Account is only available to full-time students who are permanently resident in the UK. Applicants must be at least 17 years old and must be studying for a full-time course that lasts for a minimum of two years or be on a one-year access course leading on to a full-time degree.

Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. You must be registered for Internet Banking.

* How much we lend and the issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply. Overdrafts are repayable in full on demand. PhoneBank® is a registered trademark of Lloyds TSB Bank plc. Save the Change® is a registered trademark of Lloyds TSB Bank Plc.

** Earn a competitive variable rate of interest, paid quarterly, of 2.50% AER (2.47% Gross) on balances up to £2,500 and 0.10% AER/Gross on amounts above this. AER (Annual Equivalent Rate) - the rate if interest was paid and compounded once a year. Gross rate - the rate before we take off income tax. Rates are variable and interest is paid quarterly.