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Student Account

Let us help you

Starting at university or college is an exciting time and with so much else going on you won't want to spend too much time thinking about your finances. That's why our Student Account makes things as easy as possible.

Up to £1,500 tiered interest-free Planned Overdraft*

£20 cash

Free NUS Extra Card

New customers
Apply for a Student account online today.Online
Apply for a Student Account online today.
It's secure, and will only take about 10 minutes to complete.

Over the phone
Call 0800 085 9175† opens Mon to Fri 8am-10pm and Sat to Sun  8am-4pm.

At your local branch
Visit any Lloyds TSB branch. Don’t forget to bring some ID. You'll also need to bring proof of your student status, for example your UCAS confirmation letter.

What proof of Identity can I use?

View Student account important information.

Features & Benefits

With our account you'll get...

Find out more about how these benefits work (opens in a new window).

View Student Account interest rates and charges.

Islamic Student account

We appreciate that following the requirements of your faith is important to you, which is why we offer a Shariah approved Islamic Student Account so you can benefit from an account that offers a range of great benefits plus the promise that your money is managed in a way that reflects your faith.

To apply for the Lloyds TSB Islamic Student Account call 0845 3 000 000  (lines are open 24 hours a day, 7 days a week).

View Islamic Student Account.

How do I apply?

You can open a Student Account with us before your place at university or college is confirmed. All you need to open an account is your letter from UCAS confirming you’ve applied for a full-time place at university and if you are a new customer proof of your ID and address.

Once you’ve opened your account you’ll be able to enjoy some of the benefits associated with your Student Account. You’ll be eligible for all the benefits when your place at university or college is confirmed to us by UCAS in August. We will then send you full details on your Student Account and information on how to apply for all your benefits.  

To apply for the Student Account you must:

  • have been a permanent UK resident for the last 3 years††,
  • be 17 years or older,
  • not have a Student Account elsewhere,
  • have applied for, or be studying on, a full-time course of at least two years,or a one year access course leading onto a degree.

The Lloyds TSB Student account is only available to full time students, studying on a course of two years or more or a one year access course leading onto a degree, and who have been permanently resident in the UK for the last three years.

New customers

Apply for a Student account online today.Online
Apply for a Student Account online today. It's secure, and will only take about 10 minutes to complete.

Over the phone
Call 0800 085 9175 open Mon to Fri 8am - 10pm and Sat to Sun 8am - 4pm.

At your local branch
Visit any Lloyds TSB branch. Don’t forget to bring some ID (opens a new browser window) as well as proof of your student status, for example your UCAS confirmation letter.

Existing customers

At your local branch
Upgrade your account today by visiting any Lloyds TSB branch. Don’t forget to bring some ID (opens a new browser window) as well as proof of your student status, for example your UCAS confirmation letter.

What proof of Identity can I use?

View Student account important information.

* For customers aged 17 and over. Subject to status and application. Overdrafts are repayable in full on demand.
** The issue of a credit card and its limit depends on our assessment of your circumstances. You must be over 18, a UK resident and have a Lloyds TSB Student Account to apply.
† Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
†† A permanent UK resident is defined as a person who has lived in the UK for a minimum of 3 years prior to commencing higher education studies.
View Student account interest rates.