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Personal banking > Current accounts > Added Value Accounts 

Added Value Accounts

Current accounts with added benefits
Get more out of your current account with an Added Value Account which comes packed with useful benefits like Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance, and much, much more. All of this is available through one account and with just one phone number to access all your benefits, making it really easy to manage.
Choose the Added Value Account that best suits your lifestyle with our great range of benefits.

Account
 
Silver Account 

 
Gold Account 
Monthly Fee
£3 a month for the first two full months, £7.95 after that.
£7.95 a month for the first two full months, £12 after that.
£12 a month for the first two full months, £17 after that.
£17 a month for the first two full months, £25 after that.

Yes
European

Yes
Worldwide
Couple
Yes
Worldwide
Family or Winter sports
Yes
Worldwide
Family & Winter sports
Yes
Yes
Yes
Including
Home Start
Yes
Including
Home Start
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes

Interest free Planned Overdraft‡

No
Yes#
Yes#
Yes#
Yes
Yes
Yes
Yes
No
No
Yes
Or Airport Meet and Greet
Yes
No
No
Yes
Or Airport Lounge Access
Yes
No
No
No
Yes
No
No
No
Yes
No
No
No
Yes
No
Yes
Yes
Yes
Yes
No
No
No
 
More about the Silver Account
More about the Gold Account
More about the Platinum Account
More about the Premier Account

 

If an Added Value Account doesn't meet your needs, why not consider our Classic Account.

Upgrade Online - Existing customers

If you already have an account with Lloyds TSB and you're registered for Internet Banking, upgrading your account is easy and hassle free - just log on to Internet Banking and click on the upgrade link next to your account name.

Upgrade your account.

 

Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
* Home Emergency Cover, ID Aware, Mobile Phone Insurance, Sentinel® Card Protection, AA Breakdown Cover and Travel Insurance are only available to customers who are UK residents. Registration is required to benefit from certain features and you should check the Terms and Conditions of cover to confirm requirements.

‡ Overdrafts are repayable in full on demand. View personal overdraft interest rates.
# Subject to application and approval.
Sentinel® Card Protection for lost and stolen cards is a registered trademark and trading name of Affinion International Ltd.
Source: Defaqto 1 February 2009