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Personal banking > Current accounts > Added Value Accounts 
 

Added Value Accounts

Our incredibly useful current accounts are full of benefits.
Get more out of your current account with an Added Value Account which comes packed with useful benefits such as AXA Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and ID aware.


All of this is available through one account and with just one phone number to access all your benefits, making it really easy to manage. Already have an Added Value Account? View your account benefits.
We use a range of third parties to provide benefits for these accounts, exclusions apply. For more details please refer to the account welcome packs.

 


 Silver Account
    Silver Account. £9.95 a month.

Silver account

Perfect for the European Traveller

  Yes  European Travel Insurance for you and your partner.

  Yes  AA Breakdown Cover with Roadside Assistance.

  Yes  Mobile Phone Insurance and much more.


 Gold Account
    Gold Account. £12.95 a month.

Gold Account

Perfect all round account

  Yes  Worldwide Travel Insurance.

  Yes  AA Breakdown Cover with Roadside Assistance.

  Yes  Mobile Phone Insurance.

  Yes  Up to £100 Interest and fee-free Planned Overdraft (subject to application
        and approval) and much more.


 Platinum Account
    Platinum Account. £17 a month. 

Platinum Account

Get even more from your account benefits, home and abroad

  Yes  Worldwide Travel Insurance with either Family or Winter sports cover.

  Yes  AA Breakdown Cover with Roadside Assistance, Relay and Home Start.

  Yes  Mobile Phone Insurance.

  Yes  Up to £250 Interest and fee-free Planned Overdraft (subject to application
        and approval) and much more.


 Premier Account
    Premier Account. £25 a month. 

Premier Accounts

The very best current account that we offer

  Yes  Worldwide Travel Insurance with Family and Winter sports cover.

  Yes  AA Breakdown Cover with Roadside Assistance, Home Start, Relay and
        Stay Mobile.

  Yes  Mobile Phone Insurance.

  Yes  Home Emergency Cover.

  Yes  £500 Interest and fee-free Planned Overdraft (subject to application and
        approval).

  Yes  ID Aware and much more.

Vantage

Vantage
Make your money work harder for you by adding Vantage to our Classic or Added Value current accounts. Vantage offers competitive, tiered interest rates – from 1.50% AER/ 1.49% GROSS variable on balances from £1 to £1,000 and go up to 3.00% AER/ 2.96% GROSS variable on balances of £3,000 to £5,000. 

Not sure on the right account for you? Compare Accounts  

Compare Added Value Account 

Account
Account
Silver Account
Gold Account

        Platinum
   Platinum Account

Premier Account
Monthly Fee
£3 a month for the first two full months, £9.95 after that.
£9.95 a month for the first two full months, £12.95 after that.
£12.95 a month for the first two full months, £17 after that.
£17 a month for the first two full months, £25 after that.

Yes
European Couple.

Yes
Worldwide
Couple.
Yes
Worldwide
Family or Winter sports.
Yes
Worldwide
Family & Winter sports.
Yes
With Roadside Assistance.
Yes
With Roadside Assistance.
Yes
With Roadside Assistance, Relay and Home Start.
Yes
With Roadside Assistance, Relay, Home Start and Stay Mobile.
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes

Interest and fee-free Planned Overdraft‡

No
Yes#
Up to £100.
Yes#
Up to £250.
Yes#
Up to £500.
No
No
No
Yes
No
No
No
Yes

Save What Matters™ 

No
Yes
Yes
Yes
More about the Silver Account
More about the Gold Account
More about the Platinum Account
More about the Premier Account

(We reserve the right to remove introductory pricing offers at any time)

If an Added Value Account doesn't meet your needs, why not consider our Classic Account?

Upgrade Online - Existing customers

If you already have an account with Lloyds TSB and you're registered for Internet Banking, upgrading your account or adding Vantage is easy and hassle free - just 
Log on to Internet Banking.

Upgrade online

Added Value Account Benefits

Make sure you’re getting the most from your account, or if you’re thinking of applying for an added value account see what you can get.

AXA Travel Insurance
Get travel insurance that covers you for as long as your Added Value Account is active. Apart from the reassurance you’ll enjoy, you’re also getting a good deal. Get cover worth up to £460 a year* if you choose a Premier account.
European Travel Insurance with Silver 
Worldwide Travel Insurance 

     AXA Travel Insurance

AA Breakdown Cover
As an Added Value Account customer you get the advantages of AA Breakdown Cover included as part of your account. You don’t have to worry about remembering to renew your cover – it will be renewed automatically each year, as long as your Added Value Account is active. And you’re protected whether you’re in your own car or someone else’s.
AA Breakdown Cover 

     AA Breakdown Cover

Mobile Phone Insurance
Your mobile phone is covered in the UK and abroad for loss, theft, damage (including accidental), electrical or mechanical breakdown and airtime abuse.
Mobile Phone Insurance 

       Mobile Phone Insurance

Sentinel® Card Protection
Cover yourself against worry and hassle. With all our Added Value Accounts you get the reassurance of Sentinel Card Protection. Get convenient cover for your credit, debit and store cards. One policy covers everyone in your household.
Sentinel® Card Protection 

       Sentinel Card Protection

Save What Matters™
With Save What MattersTM you’ll never need to worry about losing your contacts, photos or songs on your mobile phone. If you change your phone, lose it, damage it or it gets stolen, you’ll be able to get all your details back again.
Save What Matters™ 

          Save My Numbers

Useful telephone numbers - Existing Customers

For more information or help using your benefits, you can speak to us about your account 24 hours a day.
Silver customers: 08456 03 18 39
Gold customers: 08458 50 50 56
Platinum customers: 08458 50 53 00
Premier customers: 08456 04 04 40
Select customers: 08457 16 11 16

Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
* Home Emergency Cover, ID Aware, Mobile Phone Insurance, Sentinel® Card Protection, AA Breakdown Cover and Travel Insurance are only available to customers who are UK residents. Registration is recommended to benefit from certain features and you should check the Terms and Conditions of cover to confirm requirements. Insurance benefits are provided by selected third party providers. For full details of the providers, cover, exclusions and limitations please refer to the welcome pack.

‡ Overdrafts are repayable in full on demand. View personal overdraft interest rates.
# Subject to application and approval.
Sentinel® Card Protection for lost and stolen cards is a registered trademark and trading name of Affinion International Ltd.