

Starting at university or college is an exciting time and with so much else going on you won't want to spend too much time thinking about your finances. That's why our Student Account makes things as easy as possible.
Up to £1,500 tiered interest-free Planned Overdraft*
£20 cash
Free NUS Extra Card
New customers
Online
Apply for a Student Account online today.
It's secure, and will only take about 10 minutes to complete.
Over the phone
Call 0800 085 9175† opens Mon to Fri 8am-10pm and Sat to Sun 8am-4pm.
At your local branch
Visit any Lloyds TSB branch. Don’t forget to bring some ID. You'll also need to bring proof of your student status, for example your UCAS confirmation letter.
Find out more about how these benefits work (opens in a new window).
View Student Account interest rates and charges.
To apply for the Lloyds TSB Islamic Student Account call 0845 3 000 000 (lines are open 24 hours a day, 7 days a week).
View Islamic Student Account.
You can open a Student Account with us before your place at university or college is confirmed. All you need to open an account is your letter from UCAS confirming you’ve applied for a full-time place at university and if you are a new customer proof of your ID and address.
Once you’ve opened your account you’ll be able to enjoy some of the benefits associated with your Student Account. You’ll be eligible for all the benefits when your place at university or college is confirmed to us by UCAS in August. We will then send you full details on your Student Account and information on how to apply for all your benefits.
To apply for the Student Account you must:
The Lloyds TSB Student account is only available to full time students, studying on a course of two years or more or a one year access course leading onto a degree, and who have been permanently resident in the UK for the last three years.
New customers
Online
Apply for a Student Account online today. It's secure, and will only take about 10 minutes to complete.
Over the phone
Call 0800 085 9175† open Mon to Fri 8am - 10pm and Sat to Sun 8am - 4pm.
At your local branch
Visit any Lloyds TSB branch. Don’t forget to bring some ID (opens a new browser window) as well as proof of your student status, for example your UCAS confirmation letter.
Existing customers
At your local branch
Upgrade your account today by visiting any Lloyds TSB branch. Don’t forget to bring some ID (opens a new browser window) as well as proof of your student status, for example your UCAS confirmation letter.
* For customers aged 17 and over. Subject to status and application. Overdrafts are repayable in full on demand.
** The issue of a credit card and its limit depends on our assessment of your circumstances. You must be over 18, a UK resident and have a Lloyds TSB Student Account to apply.
† Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
†† A permanent UK resident is defined as a person who has lived in the UK for a minimum of 3 years prior to commencing higher education studies.
View Student account interest rates.