We understand that starting college or university can be both an exciting and challenging time.
That’s why our Student Account has great benefits to help you make the most of your money while you’re there. From an interest-free tiered overdraft to a range of discounts, you’ll have all the help and support you need to balance your money and your student life.
Make the most of your money with...
Manage your money with...
Make the most of student life with...
Other benefits include...
Find out more about how these benefits work (opens in a new window).
Our Student Account has been awarded the top 5 Star Rating by Defaqto for the excellent range of features and benefits it offers. So when you open a Student Account from Lloyds TSB, you have the reassurance of a leading UK independent financial research company that you’ll be getting one of the best accounts on the market.
Defaqto is a leading UK independent financial data collection and research company, which provides comprehensive product information for the financial services industry.

We appreciate that following the requirements of your faith is important to you, which is why we offer a Shariah approved Islamic Student Account so you can benefit from an account that offers a range of great benefits plus the promise that your money is managed in a way that reflects your faith.
View Islamic Student Account.
All you need to open a Student Account is your UCAS confirmation letter or a letter from your university or college confirming your place. If you are a new customer we’ll also need to see proof of your ID and address (opens in a new window).
To apply for the Student Account you must:
Important information regarding your account
Personal Banking Terms and Conditions
Student Welcome Pack
Student Terms and Conditions
Product Charges
New customers
Online
Apply for a Student Account online today. It's secure, and will only take about 10 minutes to complete the application form.![]()
At your local branch
Visit any Lloyds TSB branch. Don’t forget to bring proof of your ID and address (opens in a new window) and your UCAS confirmation of place letter or a letter from your university or college confirming your place.
By Phone
Call 0800 085 9175 to open an account ††* opens Mon to Fri 8am-10pm and Sat to Sun 8am-4pm.
Existing customers
At your local branch
Upgrade your account today by visiting any Lloyds TSB branch. Don’t forget to bring proof of your ID (opens in a new window) and your UCAS confirmation of place letter or a letter from your university or college confirming your place.
† A permanent UK resident is defined as a person who has lived in the UK for a minimum of 3 years prior to commencing higher education studies.
†† Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
* For customers who are due to start studying in academic year 2009/2010 only.
Account opening is subject to our assessment of your circumstances. You must be 17 or over to apply.
The Student Current Account is only available to full-time students who are permanently resident in the UK. Applicants must be at least 17 years old and must be studying for a full-time course that lasts for a minimum of two years or be on a one-year access course leading on to a full-time degree.
*How much we lend and the issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply. Overdrafts are repayable in full on demand. PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
Save the Change® is a registered trademark of Lloyds TSB Bank plc.
View Student account interest rates.