We understand that starting college or university can be both an exciting and challenging time. That’s why our Student Account is packed with everything you need to make the most of your time at university. From a tiered Interest-free Planned Overdraft of up to £1,500, to a range of great discounts including a three year NUS Extra Card, YHA membership for three years, free Mobile Banking plus more. Our Student Account is the perfect way to prepare for the road ahead. |
With the Lloyds TSB Student Account we offer:
All you need to open a Student Account is your UCAS confirmation letter or a letter from your university or college confirming your place. If you are a new customer we’ll also need to see proof of identity and address (opens in a new window).
New customers
Online
If you are new to Lloyds TSB, you can apply for a Student Account online today. It's secure, and will only take about 10 minutes to complete the application form.
Existing customers
If you’re an existing customer, you can upgrade your account to a student account at any Lloyds TSB branch.
Personal Banking terms and conditions.
Student Welcome Pack.
Student Account terms and conditions.
Product charges.
View Student Account interest rates.
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
Up to £1,500 tiered interest-free Planned Overdraft
Once your account is opened, you can apply for an interest-free Planned Overdraft of up to £1,500 (subject to status). Starting with £500 for the first six months. Then apply to increase it to £1,000 in months seven to nine and you can apply for £1,500 after that – helping you to manage your spending over your first year. We also offer an untiered interest-free Planned Overdraft of up to £1,500 in years two and three and up to £2,000 in years four, five and six.
Three Year NUS Extra Card
We’re the only bank to offer you a free NUS Extra Card for three years . With your NUS Extra Card, you’ll be able to get great wallet saving discounts with over 80 of your favourite brands, including Amazon, Superdrug, Odeon and JJB Sports. We’ll send you details of how to apply for your free card shortly after you’ve opened your account. The card will start from the 2010/11 academic year and you’ll be able to renew this for free in the following two academic years.
Three year YHA membership
With our Student account, you’ll get three years YHA membership completely free. So wherever you want to go in the world, you can be sure of a warm welcome and a clean bed. Membership gives you great discounts at hostels in England and Wales as well as being your passport to a worldwide network of around 4,000 hostels in more than 90 overseas destinations.
40 free music downloads from eMusic plus a free LAVA Mini Speaker
Don’t spend time shopping around to download your favourite tracks. Stock up your MP3 player with 40 free music downloads from eMusic in an instant. Choose from over eight million tracks from legendary and emerging artists. What’s more you’ll also receive a free LAVA Mini Speaker (subject to availability) to play your new tracks on. Internet access, registration and debit or credit card required.
Lloyds TSB Student MasterCard credit card*
You can apply for a Lloyds TSB Student MasterCard with a minimum limit of £500 typical 19.9% APR variable (subject to status and being over 18 years old). You’ll get up to 56 days’ interest-free* credit. This will help to spread your payments if you pay off the balance in full every month by the payment date shown on your statement.
Internet Banking, Mobile Banking and PhoneBank.
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
Our Savvy Student site has videos, tips and guides to help you manage your money as a student in many different areas:
Use our budget calculator to help manage your money.
Calculate my monthly budget.
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
All you need to open a Student Account is your UCAS confirmation letter or a letter from your university or college confirming your place. If you are a new customer we’ll also need to see proof of your ID and address (opens in a new window).
To apply for the Student Account you must:
New customers
Online
If you are new to Lloyds TSB, you can apply for a Student Account online today. It's secure, and will only take about 10 minutes to complete the application form.
Existing customers
If you’re an existing customer, you can upgrade your account to a student account at any Lloyds TSB branch.
Personal Banking terms and conditions.
Student Welcome Pack.
Student Account terms and conditions.
Product charges.
View Student Account interest rates.
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
† A permanent UK resident is defined as a person who has lived in the UK for a minimum of 3 years prior to commencing higher education studies.
Account opening is subject to our assessment of your circumstances. You must be 17 or over to apply.
The Student Current Account is only available to full-time students who are permanently resident in the UK. Applicants must be at least 17 years old and must be studying for a full-time course that lasts for a minimum of two years or be on a one-year access course leading on to a full-time degree.
* How much we lend and the issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply. Overdrafts are repayable in full on demand. PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
Save the Change® is a registered trademark of Lloyds TSB Bank plc.
