support linkspage contentuseful information navigation

Student Account

Starting at university or college is an exciting time and with so much else going on you won't want to spend too much time thinking about your finances. That's why our Student Account makes things as easy as possible.

  • Up to £1,500 tiered interest-free Planned Overdraft*
  • Up to £100 cash
  • Free NUS Extra Card
  • New customers
    Apply for a Student account online today.Online
    Apply for a Student Account online today.
    It's secure, and will only take about 10 minutes to complete.

    Over the phone
    Call 0800 085 9175† opens Mon to Fri 8am-10pm and Sat to Sun  8am-4pm.

    At your local branch
    Visit any Lloyds TSB branch. Don’t forget to bring some ID. You'll also need to bring proof of your student status, for example your UCAS confirmation letter.

    What proof of Identity can I use?

    View Student account important information.

    Features & Benefits


    With our account you'll get...
    • up to £1,500 tiered interest-free Planned Overdraft * - in years 1 - 3 and up to £2,000 in years 4-6 (subject to status),
    • up to £100 cash - £20 within 28 days of opening your account and up to £80 (£20 per friend) for recommending a maximum of 4 friends. Your friends must open their accounts by the 15th September 2008 and pay at least £200 or a student loan of at least the same amount by the 31st October 2008,
    • free NUS Extra Card  – giving you access to some great discounts at many of your favourite places,
    • free Mobile Banking Pack from October 2008 - October 2009 (£2.50 a month for each account thereafter),
    • free YHA membership for a year  – giving you discounts at more than 4,000 great destinations in 90 different countries,
    • 35 free music downloads from eMusic – choose from over four million tracks,
    • Lloyds TSB Student MasterCard credit card – to help you spread your costs, typical 19.9% APR variable and a minimum limit of £500 (subject to application and status),
    • a Lloyds TSB Visa debit card - giving you easy access to your money,
    • 24/7 Internet Banking and Phonebank® – to help you keep track of your money, no matter where you are,
    • mobile phone top up facility for pay-as-you-go phones at most Lloyds TSB Cashpoint ® machines,
    • the option to sign up for Save the Changeā„¢ - a simple way to save without even knowing about it,
    • commission-free foreign currency  and non-sterling American Express Travellers Cheques.
    Find out more about how these benefits work (opens in a new window).View Student Account interest rates and charges.

    Islamic Student account

    We appreciate that following the requirements of your faith is important to you, which is why we offer a Shariah approved Islamic Student Account so you can benefit from an account that offers a range of great benefits plus the promise that your money is managed in a way that reflects your faith.To apply for the Lloyds TSB Islamic Student Account call 0845 3 000 000  (lines are open 24 hours a day, 7 days a week).View Islamic Student Account.

    How do I apply?

    You can open a Student Account with us before your place at university or college is confirmed. All you need to open an account is your letter from UCAS confirming you’ve applied for a full-time place at university and if you are a new customer proof of your ID and address.Once you’ve opened your account you’ll be able to enjoy some of the benefits associated with your Student Account. You’ll be eligible for all the benefits when your place at university or college is confirmed to us by UCAS in August. We will then send you full details on your Student Account and information on how to apply for all your benefits.  
    To apply for the Student Account you must:
    • have been a permanent UK resident for the last 3 years††,
    • be 17 years or older,
    • not have a Student Account elsewhere,
    • have applied for, or be studying on, a full-time course of at least two years,or a one year access course leading onto a degree.
    The Lloyds TSB Student account is only available to full time students, studying on a course of two years or more or a one year access course leading onto a degree, and who have been permanently resident in the UK for the last three years.

    New customers

    Apply for a Student account online today.Online  Apply for a Student Account online today. It's secure, and will only take about 10 minutes to complete.

    Over the phone  Call 0800 085 9175 open Mon to Fri 8am - 10pm and Sat to Sun 8am - 4pm.

    At your local branch  Visit any Lloyds TSB branch. Don’t forget to bring some ID (opens a new browser window) as well as proof of your student status, for example your UCAS confirmation letter.

    Existing customers

    At your local branch  Upgrade your account today by visiting any Lloyds TSB branch. Don’t forget to bring some ID (opens a new browser window) as well as proof of your student status, for example your UCAS confirmation letter.

    What proof of Identity can I use? 

    View Student account important information.

    Let us help you

    Ask a question
    Opens in a new window.
    Stop Spyware, Fraudsters and Hackers
    Save up to £10 on award winning computer security software to help protect you from Internet threats.
    Internet banking
    Register for Internet banking now and manage your money online - view your statements, pay your bills - whenever you want.

    Investor Relations & Media Centre

    Investors and Media
    For the journey