Under 19s account

• A Lloyds TSB Visa debit card to pay for things in shops and online, as well as to take out cash from any Lloyds TSB Cashpoint® or ATM or a Cashpoint card for accessing your money at ATMs only,
• Competitive interest rate currently 2.50% AER (2.47% Gross)**, paid quarterly, on balances up to £2,500. Any money over £2,500 will earn 0.10% AER,
• Instant access to your money 365 days a year,
• Mobile Banking Pack - keep track of your money by text whenever you want (available if you are over 16). If you are between 11-18 you can register for Free Text Alerts. Regular statements to help keep track of your money.
• Save up to £75.99 with the AA, driving down the cost of getting your licence (if you're 17 or over).
• No charges for using your account,
• Regular statements to help you keep track of your money,
• Over 1,900 branches - so you'll find us in nearly every high street.

Find out more benefits if you are 11-15 years old.
Find out more benefits if you are 16-18 years old.

To open an Under 19s account, you must be aged between 11 and 18.

Apply at your local branch
Visit your local branch, and we'll open the account for you.

Important information about your account
Personal Banking Terms and Conditions.
Under 19s 11-15 Year olds Welcome Pack.
Under 19s 16-18 Year olds Welcome Pack.
Under 19s Terms and Conditions.
Under 19s Account Interest Rates.
Product Charges.

• Choice of a:

  -  Lloyds TSB Visa debit card which you can use to pay for things in shops, on the internet, or to access your money at ATMs,
  -  or a Cashpoint® card for accessing your money at ATMs.

• A competitive rate of interest. Earn a competitive variable rate of interest, paid quarterly, of 2.50% AER (2.47% Gross)** on balances up to £2,500 and 0.10% AER on amounts above this.
• Free weekly 'Balance Advice' Text Alerts to your mobile and regular statements to help you keep track of your money.
• Free Overseas Transaction Alerts telling you when your Visa debit card has been used abroad.
• Over 1,900 branches - so you'll find us in nearly every high street.
• Instant access to your money 365 days a year,

Under 19s 11-15 Year olds Welcome Pack.

Ways to apply for an Under 19s Account .

• A Lloyds TSB Visa debit card to pay for things in shops and online, as well as to take out cash from any Lloyds TSB Cashpoint® or ATM,
• A competitive rate of interest. Earn a great variable rate of interest, paid quarterly, of 2.50% AER (2.47% Gross)** on balances up to £2,500 and 0.10% AER on any amounts above this,
• Free mobile services, which include Text Alerts and Mobile Banking, so you can use your phone to help keep you in control of your finances. It normally costs £2.50 a month but is free for your Under 19s Account,
• Regular statements so you can keep track of your money and the option to sing up for online statements when you register for Internet Banking,
• Internet Banking and PhoneBank® for instant access to your account,
• Save up to £75.99 with the AA, driving down the cost of getting your licence (if you're 17 or over). Save £36 on AA driving lessons and receive a free "Pass Your Test" CD-ROM worth £19.99. After passing your test save a further £20 off Pass Plus - the DSA recognised qualification for advanced practical skills which could secure a discount of up to 35% on car insurance,
• Save the Change®, which makes saving really easy. Just use your Visa debit card and we'll round up the amount you spend to the nearest pound and transfer the extra money from your current account to your eligible Lloyds TSB savings account,
• Option to top up your pay as you go mobile at most Lloyds TSB Cashpoint® machines,
• Over 1,900 branches - so you'll find us in nearly every high street.
• Instant access to your money, 365 days a year.

Under 19s 16-18 Year olds Welcome Pack.

Ways to apply for an Under 19s Account .

To open an Under 19s account, you must be aged between 11 and 18.

If aged between 11 and 15, a parent/guardian must be present, either when an account is opened or when additional services are applied for.

Two forms of ID, such as passport or birth certificate, as well as proof of the parents identity and address are required.

Over 16's don't need to be accompanied by a parent but need to bring in two forms of ID and proof of their address.

Apply at your local branch

Visit your local branch and we'll open the account for you.

Personal Banking Terms and Conditions.
Under 19s 11-15 Year olds Welcome Pack.
Under 19s 16-18 Year olds Welcome Pack.
Under 19s Terms and Conditions.
Under 19s Account Interest Rates.
Product Charges.