Under 19s account

Let us help you

Protecting your cards
Sentinel® Card Protection takes the worry out of losing your cards or having them stolen. An annual fee of just £20 will sort out all the hassle.

Student Account

Ask a question
Opens in a new window.

If you’re between 11 and 18 years old, we’ve made it easy for you to make the most of your money. Our Under 19s account offers you a Visa debit card, free banking and pays interest on the money you save in your account.

A Visa debit card

Instant access to your money

Great interest rate of 2.50% AER on balances up to £2,500

Apply for an Under 19s account at your local branch.

Features & Benefits

a Lloyds TSB Visa debit card to pay for things in shops and online, as well as to take out cash from any Lloyds TSB Cashpoint® or ATM,
instant access to your money 365 days a year, how and where you want it,
competitive interest rate currently 2.50% AER (2.47% Gross)**, on balances up to £2,500. Any money over £2,500 will earn 0.10% AER,
Internet Banking and PhoneBank® * if you’re over 16,
Mobile Banking Pack - keep track of your money by text whenever you want (free if you are over 16). If you are between 11-15 you can register for Free Text Alerts.
Save up to £75.99 with the AA, driving down the cost of getting your licence (if you're 17 or over). Save £36 on AA driving lessons and receive a free "Pass Your Test" CD-ROM worth £19.99. After passing your test save a further £20 off Pass Plus - the DSA recognised qualification for advanced practical skills which could secure a discount of up to 35% on car insurance.
no charges for using your account,
commission-free foreign currency.

How do I apply?

To open an Under 19s account, you must be aged between 11 and 18.

Apply at your local branch
Visit your local branch, and we'll open the account for you.

Personal Banking Terms and Conditions.
Under 19s 11-15 Year olds Welcome Pack.
Under 19s 16-18 Year olds Welcome Pack.
Under 19s Terms and Conditions.
Under 19s Account Interest Rates.
Product Charges.

*PhoneBank® is a registered trademark of Lloyds TSB Bank plc. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
** AER (Annual Equivalent Rate) - the rate if interest was paid and compounded once a year. Gross rate - the rate before we take off income tax. Rates are variable and interest is paid quarterly.