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Under 19s account

If you’re between 11 and 18 years old, we’ve made it easy for you to make the most of your money. Our Under 19s account offers you a Visa debit card, free banking and pays interest on the money you save in your account.

  • A Visa debit card
  • Instant access to your money
  • Great interest rate of 2.50% AER on balances up to £2,500

    • Find a Lloyds TSB branchApply for an Under 19s account at your local branch.

    Features & Benefits

    • a Lloyds TSB Visa debit card to pay for things in shops and online, as well as to take out cash from any Lloyds TSB Cashpoint® or ATM,
    • instant access to your money 365 days a year, how and where you want it,
    • competitive interest rate currently 2.50% AER (2.47% Gross)**, on balances up to £2,500. Any money over £2,500 will earn 0.10% AER,
    • Internet Banking and PhoneBank® * if you’re over 16,
    • Mobile Banking Pack - keep track of your money by text whenever you want (free if you are over 16). If you are between 11-15 you can register for Free Text Alerts.
    • Save up to £75.99 with the AA, driving down the cost of getting your licence (if you're 17 or over). Save £36 on AA driving lessons and receive a free "Pass Your Test" CD-ROM worth £19.99. After passing your test save a further £20 off Pass Plus - the DSA recognised qualification for advanced practical skills which could secure a discount of up to 35% on car insurance.
    • no charges for using your account,
    • commission-free foreign currency.

    How do I apply?

    To open an Under 19s account, you must be aged between 11 and 18.

    Let us help you

    Protecting your cards
    Sentinel® Card Protection takes the worry out of losing your cards or having them stolen. An annual fee of just £20 will sort out all the hassle.

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