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Personal banking > Current accounts > Added Value Accounts 

Added Value Accounts

Current accounts with extras
Apply or upgrade online, by phone or in branch and pay a discounted monthly fee for the first two months.

 
Silver
Find out more about a Silver Account.
Gold
Find out more about a Gold Service and a Gold Service Plus Account.
Platinum
Find out more about a Platinum and a Platinum Plus Account.
Premier
Find out more about a Premier and a Premier Plus Account.
Monthly Fee
£3 a month for the
first two months. £7.95 thereafter.
£7.95 a month for the first two months. £12 thereafter.
£12 a month for the
first two months. £17 thereafter.
£17 a month for the first two months. £25 thereafter.
Yes
Yes
Yes
Yes
European
Worldwide
Worldwide
Worldwide
Family & Winter sports cover
No
No (upgrade available. Charges apply)
Family or Winter sports cover
Yes
Yes
Yes
Yes
Yes
No
No
No
Yes
Interest - free Planned Overdraft‡
No
Yes*
Yes*
Yes*
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Or Airport Meet and Greet service
Yes
No
No
Or Airport Lounge Access
Yes
No
No
No
Yes
No
Yes
Yes
Yes
Yes
No
No
No


The following benefits are only available to UK residents:
Home Emergency cover, Identity Theft Protection, International Mobile Phone Insurance, Sentinel® Card Protection, AA Breakdown Cover and Travel Insurance.

Back to Current Accounts

Get higher credit interest on your money with Vantage

Add Vantage to an Added Value Account

Our Added Value Accounts with Vantage offers the same great benefits but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account. See below for details

Get all the benefits of your chosen account along with higher credit interest on balances up to £7,000.
Find out about our Vantage interest rates.

To get this you need to:

  • Pay in £1,000 a month, e.g. your salary.
  • Stay in credit each month.

The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.

How do I apply?

Online
If you’re new to Lloyds TSB fill in our simple online application form. It takes about 10 minutes  and you’ll need to have a few bits of information to hand.

Silver       Apply for a Silver Account. Opens in a new window.

Gold         Apply for a Gold Account. Opens in a new window.

Platinum  Apply for a Platinum Account. Opens in a new window.

Premier   Apply for a Premier Account. Opens in a new window.

Silver with Vantage         Apply for a Silver Account with Vantage. Opens in a new window.

Gold with Vantage          Apply for a Gold Account with Vantage. Opens in a new window.

Platinum with Vantage   Apply for a Platinum Account with Vantage. Opens in a new window.

Premier with Vantage     Apply for a Premier Account with Vantage. Opens in a new window.

If you already have an account with Lloyds TSB you can upgrade in Internet Banking if you’re registered. Upgrade your account.

By Phone
Call our team on 0800 015 0162**.

In your local branch
Visit your local branch.

 

*Account Opening is subject to our assessment of your circumstances; you must be 18 or over to apply.
** Mon - Fri  8am -10pm, Sat - Sun 8am-6pm. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
‡ Overdrafts are repayable in full on demand. View personal overdraft interest rates.
AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.