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AVA Key Benefits

Current accounts that help our customers every minute of every day.

Our range of Added Value Current Accounts come packed with useful benefits like

  • Travel Insurance,
  • AA Breakdown Cover,
  • International Mobile Phone Insurance,
  • and much, much more.

All of this is available through one account and with just one phone number to access all your benefits, it’s really simple to manage use.

Choose between our Silver AccountGold Account, Platinum Account and 2009 Defaqto 5 Star Rated Premier Account from £7.95 to £25 per month and benefit from an account that suits your lifestyle.

Compare all our Added Value AccountsCompare accounts

Some other useful benefits that come with our account

You’ll also enjoy a range of additional useful benefits depending on the Added Value Account you choose, such as:

  • Sentinel® Card Protection for lost and stolen cards.
  • Interest-free Planned Overdrafts (subject to application and approval).
  • Lloyds TSB AIRMILES Travel Service.
  • Lloyds TSB Money Transfer Card or Travel Money Card.

Some other really useful benefits that come with our Current Accounts:

  • Free ‘Balance Advice’ and ‘Overseas Transaction’ text alerts.
  • Vantage – add competitive tiered interest rates to your current account for free.
  • And until 4 October 2009 we’ll waive our usual £99 mortgage application fee for all our Lloyds TSB current account customers who are looking for a new home. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Compare Accounts

Choose the Added Value Account that best suits your lifestyle with our great range of benefits.

Benefit
Silver
 
Gold
Platinum
Premier
Monthly fee
£3 a month for the first two months, £7.95 thereafter.
£7.95 a month for the first two months, £12 thereafter.
£12 a month for the first two months, £17 thereafter.
£17 a month for the first two months, £25 thereafter.
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Interest free
Planned
Overdraft‡
No
Yes#
Yes#
Yes#
Yes
Yes
Yes
Yes
No
No
Or Airport Meet and Greet
Yes
No
No
On Airport Lounge Access
Yes
No
No
No
Yes
No
No
No
Yes
No
No
No
Yes
No
Yes
Yes
Yes
Yes
No
No
No
 
More about this account 
More about this account 
More about this account 
More about this account 

Find out more about our Classic account

If an AVA doesn't meet your needs, why not consider our Classic Account  Find out more about the Classic account.

How to Apply

New customers

 Online

If you’re new to Lloyds TSB fill in our simple online application form.

Find out more about our Silver Account              Find out more about a Silver Account. 

Find out more about our Gold Account                Find out more about a Gold Service and a Gold Service Plus Account. 

Find out more about our Platinum Account        Find out more about a Platinum and a Platinum Plus Account. 

Find out more about our Premier Account          Find out more about a Premier Account. 

It takes about 10 minutes and you’ll need to have a few bits of information to hand.

 In branch
Visit your nearest branch You’ll need to take some proof of identity with you. Find out what to take 

 By phone  
Call 0845 3 000 000. We’re open Mon - Fri 8am – 10pm, Sat & Sun 8am – 6pm.

Existing customers

If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Vantage is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.

Upgrade online. Link opens in a new window.

Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
* Home Emergency Cover, ID Aware, Mobile Phone Insurance, Sentinel® Card Protection, AA Breakdown Cover and Travel Insurance are only available to customers who are UK residents.
‡ Overdrafts are repayable in full on demand. View personal overdraft interest rates
# Subject to application and approval.
Sentinel® Card Protection for lost and stolen cards is a registered trademark and trading name of Affinion International Ltd
Source: Defaqto 1 February 2009