Gold Account
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Gold Account
Gold Account with Vantage
Gold Plus Account
Compare our accounts
Want to save on balance transfers and shopping? Catch our Platinum Card with 15.9% APR typical variable.
Register for Internet banking now and manage your money online - view your statements, pay your bills - whenever you want.
You could have a loan in your account today.
A unique package of benefits including Worldwide Travel Insurance, International Mobile Phone Insurance at home and abroad, AA Breakdown Cover, Sentinel® Card Protection and more.
Our Gold Account with Vantage offers the same great benefits as the Gold
Account but also pays up to 5.00% AER (4.89% Gross). This higher rate is on balances between £5,000 and £7,000 but the rate varies depending on how much is in your account. See below for details. Find out about our interest rates.
Features & Benefits
The Gold Account benefits are worth up to £441 a year.
How did we work this out?
With the Gold Account you'll enjoy:
- Worldwide Travel Insurance for you and your partner,
- International Mobile Phone Insurance,
- AA Breakdown Cover,
- £100 interest-free planned overdraft* (Subject to application and approval),
- Sentinel® Card Protection,
- Save My NumbersTM,
- competitive tiered interest rates and instant access with an Advantage Saver,
- collect one Airmile per £1 spent through the Lloyds TSB AIRMILES Travel Service or claim a 6.5% discount (Price Match Guarantee applies) on package holidays, charter flights, international flights with hotel/car hire and more,
- a VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide,
- 24/7 access to PhoneBank® (based in the UK) on 0845 3 000 000. You can speak to our advisors or use our quick automated service,
- the efficiency and control of Internet Banking, if you are registered.
How much will it cost you?
The standard monthly fee for a Gold Account is £12. Apply or upgrade your existing account and receive the great benefits above for just £7.95 a month for the first three months.Get higher credit interest on your money
Add Vantage to the Gold AccountGet all the benefits of the Gold Account along with higher credit interest on balances up to £7,000. Find out about our Vantage interest rates.
To get this you need to:
- Pay in £1,000 a month, e.g. your salary.
- Stay in credit each month.
The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.
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Add Plus to the Gold Account
Get all the benefits of the Gold Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.
To get this you need to:
- Pay in £1,000 a month, e.g. your salary.
Add Plus if you use an overdraft and don’t keep much money in your Current account.
Gold Account important information.
View Gold Account rates and charges.
How do I apply?
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Gold Account 
Apply for a Gold Account with Vantage
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking upgrading your account or adding Plus is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 8pm, Sat & Sun 9am – 5pm.
