The Gold Account offers a range of great money saving benefits which are worth up to £452 a year. You'll enjoy Worldwide and UK Travel Insurance, AA Breakdown Cover, International Mobile Phone Insurance and much more. After paying the monthly fee of £12, you could make savings of up to £308 each year. |
And that's not all, with the Gold Account, you can also benefit from:
Apply or upgrade your existing account and receive the great benefits above for just £7.95 a month for the first two months. The standard monthly fee for a Gold Account is £12.
Gold Account important information, features and benefits.
View Gold Account rates and charges.
Personal Banking terms and conditions.
Switching is easy. Our dedicated Welcome Team will get in touch with all your providers for you.
Our Gold Account with Vantage offers the same great benefits as the Gold Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account.
Find out about our Vantage interest rates.
The bigger your balance the better the rate
With tiered interest, Vantage gives you higher rates for having more money in your current account.
It’s simple to manage
The opportunity to earn high interest without having to manage multiple accounts and move money around during the month.
Get Vantage for no additional cost
Earn interest on your current account for no additional cost. To earn Vantage interest rates, all you have to do is pay-in at least £1,000 a month into your account and stay in credit.
You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.
Get all the benefits of the Gold Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates
To get this you need to:
Add Plus if you use an overdraft and don't keep much money in your current account.
Gold Account important information.
Gold Account important information, features and benefits
View Gold Account rates and charges.
New customers.
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Gold Account 
Apply for a Gold Account with Vantage
Apply for a Gold Account with Plus
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Existing customers.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Plus or Vantage is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 10pm, Sat & Sun 8am – 6pm.
Thank you for opening a Gold Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you. Your Gold Account automatically comes with:
Although some of your benefits are automatic, there are some you need to register for. Call the Gold Membership Services on 08458 50 53 00 or register online for:
Gold Membership Services: | In an emergency you can also call the below numbers, have your sort code and account number ready: |
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UK Overseas | AA Breakdown Cover on | Worldwide Travel Insurance. 24 hour overseas assistance call |
Gold Account important information
For full details of your account and benefits policies view our Gold Account Welcome Pack.
View Gold Account rates and charges.
Lloyds TSB AIRMILES Travel Services: Our partnership with AIRMILES means that you can book your flights, hotels and more through the Lloyds TSB AIRMILES Travel Service.
Visit our Lloyds TSB AIRMILES Travel Service or call us on 08458 50 50 56.
Wherever life decides to take you, your Gold Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.
Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
For each month that you meet the Vantage conditions, interest is calculated daily on the balance of your account at the relevant Vantage interest rate from the second working day of that month. The interest is paid into your account at the end of the first working day of the next month. Rates are correct as at 2 February 2009. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc. If you need to call us from abroad or prefer not to use our 0845 number, you can also call us on 01733 347233.
Sentinel® is a trading name and registered trademark of Affinion International Limited.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
* This policy is only available to you if you have lived permanently in the United Kingdom for at least 6 months during the 12 month period prior to a trip and are registered with a medical practitioner in the United Kingdom.
** How much we lend is subject to our assessment of your circumstances. You must be 18 or over. Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.
