And that's not all, with the Gold Account, you can also benefit from:
Apply or upgrade your existing account and receive the great benefits above for just £7.95 a month for the first two full months. The standard monthly fee for a Gold Account is £12.
Gold Account important information, features and benefits.
View Gold Account rates and charges.
Personal Banking terms and conditions.
Apply for a Gold Account online Apply for a Gold Account. Opens in a new window.
Switching is easy. Our dedicated Welcome Team will get in touch with all your providers for you.
Find out more about how we can help you switch.
Our Gold Account with Vantage offers the same great benefits as the Gold Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account.
Find out about our Vantage interest rates.
The bigger your balance the better the rate
With tiered interest, Vantage gives you higher rates for having more money in your current account.
It’s simple to manage
The opportunity to earn high interest without having to manage multiple accounts and move money around during the month.
Get Vantage for no additional cost
Earn interest on your current account for no additional cost. To earn Vantage interest rates, all you have to do is pay-in at least £1,000 a month into your account and stay in credit.
You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.
Apply for a Gold Account with Vantage Apply for a Gold Account with Vantage (opens in a new window).
Get all the benefits of the Gold Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates
To get this you need to:
Add Plus if you use an overdraft and don't keep much money in your current account.
Gold Account important information.
View Gold Account rates and charges.
Apply for a Gold Account with Plus Apply for a Gold Service Plus Account (opens in a new window).
Gold Account important information, features and benefits
View Gold Account rates and charges.
New customers.
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Gold Account Apply for a Gold Account. Opens in a new window.
Apply for a Gold Account with Vantage Apply for a Gold Account with Vantage (opens in a new window).
Apply for a Gold Account with Plus Apply for a Gold Service Plus Account (opens in a new window).
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Existing customers.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Plus or Vantage is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 10pm, Sat & Sun 8am – 6pm.
Thank you for opening a Gold Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you. Your Gold Account automatically comes with:
Switch your bank account to us – If you have an account with another bank, we can transfer all your direct debits, standing orders, and incoming payments including salary to your new Gold account. All you need to do is fill in a simple form and send it back to us.
Download the form
Although some of your benefits are automatic, there are some you need to register for. Call the Gold Membership Services on 08458 50 53 00 or register online for:
Gold Membership Services: | In an emergency you can also call the below numbers, have your sort code and account number ready: |
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UK Overseas | AA Breakdown Cover on | Worldwide Travel Insurance. 24 hour overseas assistance call |
Gold Account important information
For full details of your account and benefits policies view our Gold Account Welcome Pack.
View Gold Account rates and charges.
Lloyds TSB Airmiles Travel Services: Our partnership with Airmiles means that you can book your flights, hotels and more through the Lloyds TSB Airmiles Travel Service.
Visit our Lloyds TSB Airmiles Travel Service or call us on 08458 50 50 56.
Wherever life decides to take you, your Gold Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.