Silver account
Gold account
Platinum account
Premier account
This is based on the following:
Money Transfer Card
The value is based on Lloyds TSB Money Transfer Card at £81 a year when compared to an international money transfer service, on the basis of sending 6 transfers of £200 to Europe per year. Benefits apply specifically for Silver account holders, an equivalent product is not currently available on the open marketplace.
European Travel Insurance
Benefits apply specifically for Silver account holders. An equivalent product is not currently available on the open marketplace. The formula used to calculate the Silver Account European Travel Insurance value of £115 is based on the cost of a branch based Lloyds TSB travel insurance policy for two adults to Europe only. Correct as at 1 December 2008.
International Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at January 2009.
AA Breakdown Cover
Value of up to £77 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance (payment by Direct Debit September 2008 rate), plus Accident Management. Comparison price excludes any online or other discounts.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year. Correct as at 17 July 2008.
This is based on the following:
International Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at January 2009.
AA Breakdown Cover
Value of up to £77 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance (payment by Direct Debit September 2008 rate), plus Accident Management. Comparison price excludes any online or other discounts.
Save My NumbersTM
£20 value based on the Phones 4U Store My Numbers policy as at 1 October 2008.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year. Correct as at 17 July 2008.
Overdraft
The overdraft benefit value of £21 is based on an illustrative example. A customer with a Gold Account overdraft of £200 (subject to application and approval) over a period of one year where the first £100 is interest-free would save the illustrated amount in overdraft interest in comparison to a Classic Account. The actual saving depends on individual overdraft usage. The example is based on the Equivalent Annual Rate applying to planned overdrafts for Gold customers and Classic customers as of 1 December 2008.
Worldwide Travel Insurance
Value of £170 is based on the cost of a branch-based Lloyds TSB travel insurance policy for two adults. Correct as at 1 December 2008.
This is based on the following:
International Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at January 2009.
AA Breakdown Cover
Value of up to £176 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance, Home Start and Relay (payment by Direct Debit Septmeber 2008 rate), plus Accident Management. Comparison price excludes any online or other discounts.
Save My NumbersTM
£20 value based on the Phones 4U Store My Numbers policy as at 1 October 2008.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year. Correct as at 17 July 2008.
Overdraft
The overdraft benefit value of £66 is based on an illustrative example. A customer with a Platinum Account overdraft of £500 (subject to application and approval) over a period of one year where the first £250 is interest-free would save the illustrated amount in overdraft interest in comparison to a Classic Account. The actual saving depends on individual overdraft usage. The example is based on the Equivalent Annual Rate applying to planned overdrafts for Platinum customers and Classic customers as of 1 December 2008.
Worldwide Travel Insurance
Value of £255 is based on the cost of a branch-based Lloyds TSB travel insurance policy for two adults including winter sports upgrade. Correct as at 1 December 2008.
Airport Lounge Access
The average cost of Airport Lounge Access for two people from Lloyds TSB AIRMILES Travel Service is £32, correct as at December 2008.
Airport Meet and Greet Service upgrade
Alternatively, as a Platinum customer your can choose to take advantage of the airport Meet and Greet service upgrade instead of airport lounge access.The average cost of the Meet and Greet Service upgrade from the Lloyds TSB AIRMILES Travel Service is £40 per booking, correct as at December 2008.
This is based on the following:
International Mobile Phone Insurance
£216 value is based on the cost of three Orange Mobile Phone Insurance Policies for a joint account at £72 per year as at January 2009.
AA Breakdown Cover
Value of up to £213 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance, Home Start, Relay and Stay Mobile (payment by Direct Debit September 2008 rate), plus Accident Management. Comparison price excludes any online or other discounts.
Save My NumbersTM
£20 value based on the Phones 4U Store My Numbers policy as at 1 October 2008.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year. Correct as at 17 July 2008.
Overdraft
The overdraft benefit value of £119 is based on an illustrative example. A customer with a Premier Account overdraft of £750 (subject to application and approval) over a period of one year where the first £500 is interest-free would save the illustrated amount in overdraft interest in comparison to a Classic Account. The actual saving depends on individual overdraft usage. The example is based on the Equivalent Annual Rate applying to planned overdrafts for Premier customers and Classic customers as of 1 December 2008.
Worldwide Travel Insurance
Value of £283 is based on the costs of a branch-based Lloyds TSB travel insurance policy for a family including winter sports. Correct as at 1 December 2008..
Airport Lounge Access
The average cost of airport lounge access for two people from Lloyds TSB Travel Service is £32, correct as at December 2008.
Airport Meet and Greet Service upgrade
The average cost of the Meet and Greet service upgrade per booking from the Lloyds TSB Airmiles Travel Service is £40, correct as at December 2008.
Home Emergency Cover
Benefits have been enhanced especially for Premier account holders, an equivalent product is not currently available on the open marketplace. The formula used to calculate value is based on the cost of Lloyds TSB Home Emergency policy - £100, correct as at December 2008.
Identity Theft Protection
Protection is worth up to £83 - value is based on the cost of standard Privacy Guard™ Cover (when paid for monthly) which contains reduced service hours and no Valuable Document Registration. Correct as at 17 July 2008.
