Silver account
Gold account
Platinum account
Premier account
This is based on the following:
Money Transfer Card
The value is based on Lloyds TSB Money Transfer Card at £81 a year when compared to an international money transfer service, on the basis of sending 6 transfers of £200 to Europe per year. Benefits apply specifically for Silver account holders, an equivalent product is not currently available on the open marketplace.
European Travel Insurance
Benefits apply specifically for Silver account holders. An equivalent product is not currently available on the open marketplace. The formula used to calculate value is based on the cost of Lloyds TSB European ‘annual multi-trip’ travel insurance policy at £95, taking into account no cover for existing medical conditions, reduced trip length of 22 days and no cover for anyone aged 65 years or older.
Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at July 2008.
AA Breakdown Cover
Value of up to £75 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance (payment by Direct Debit March 2008 rate), plus Accident Management. Comparison price excludes any online or other discounts.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year.
This is based on the following:
Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at July 2008.
AA Breakdown Cover
Value of up to £75 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance when paying annually by Direct Debit (March 2008 rate) plus Accident Management. Comparison price excludes any online or other discounts.
Save My NumbersTM
£20 value based on the Save My NumbersTM policy as at 1 January 2008.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year.
Overdraft
Value based on a Gold account overdraft of £210 for one year where the first £100 is interest-free (subject to application and approval) with a rate of 17.3% EAR (Equivalent Annual Rate) applying to the remainder compared to our Classic account overdraft rate. Correct as at 1 May 2008.
Worldwide Travel Insurance
£161 value is based on the cost of a Lloyds TSB travel insurance policy for two adults obtained over the phone.
This is based on the following:
Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at July 2008.
AA Breakdown Cover
Value of up to £171 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance, Home Start and Relay (payment by Direct Debit March 2008 rate). Comparison price excludes any online or other discounts.
Save My NumbersTM
£20 value based on the Save My NumbersTM policy as at 1 January 2008.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year.
Overdraft
£65 Overdraft value is based on a Platinum account overdraft of £484 for one year. The first £250 is interest-free (subject to application and approval) with a rate of 12.3% EAR (Equivalent Annual Rate) applying to the rest of the overdraft which is compared to our Classic account rate. Correct as at 1 May 2008.
Worldwide Travel Insurance
£210 value is based on the cost of a Lloyds TSB travel insurance policy for two adults including winter sports upgrade obtained over the phone.
Airport Lounge Access
The average cost of Airport Lounge Access for two people from Lloyds TSB AIRMILES Travel Service is £32, correct as at January 2008.
Airport Meet and Greet Service upgrade
The average cost of the Meet and Greet Service upgrade from the Lloyds TSB AIRMILES Travel Service is £40 per booking, correct as at January 2008.
This is based on the following:
Mobile Phone Insurance
The value of £144 is based on the cost of two Orange Mobile Phone Insurance Policies at £72 each per year as at July 2008.
AA Breakdown Cover
Value of up to £207 per year is based on the cost of joint personal AA Breakdown Cover including Roadside Assistance, Home Start, Relay and Stay Mobile (formally Relay Plus) (payment by Direct Debit March 2008 rate) plus Accident Management. Comparison price excludes any online or other discounts.
Save My NumbersTM
£20 value based on the Save My NumbersTM policy as at 1 January 2008.
Sentinel® Card Protection
£20 value based on the cost of Sentinel® Card Protection for one year.
Overdraft
£127 Overdraft value is based on a Premier account overdraft of £791 for one year where the first £500 is interest-free (subject to application) with a rate of 9.9% EAR (Equivalent Annual Rate) applying to the rest of the overdraft which is compared to our Classic account rate. Correct as at 1 December 2006.
Worldwide Travel Insurance
£270 value is based on the cost of a branch based Lloyds TSB travel insurance policy for two adults including family and winter sports upgrade obtained over the phone.
Airport Lounge Access
The average cost of Airport Lounge Access for two people from Lloyds TSB AIRMILES Travel Service is £32, correct as at January 2008.
Airport Meet and Greet Service upgrade
The average cost of the Meet and Greet Service upgrade from the Lloyds TSB AIRMILES Travel Service is £40 per booking, correct as at January 2008.
Home Emergency Cover
Benefits have been enhanced especially for Premier account holders, an equivalent product is not currently available on the open marketplace. The formula used to calculate value is based on the cost of Lloyds TSB Home Emergency policy – £100, correct as at January 2008.
Identity Theft Protection
Protection is worth up to £83 – value is based on the cost of standard Privacy GuardTM Cover (when paid for monthly) which contains only £10,000 worth of Identity Theft cover, reduced service hours and no Valuable Document Registration. Correct as at 17 July 2008.
