The Platinum Account benefits are worth up to £721 a year, including Worldwide Travel Insurance, AA Breakdown Cover, International Mobile Phone Insurance, Sentinel® Card Protection and much more. After paying your monthly fee you could make savings up to £517.
How did we work this out?
With the Platinum Account you'll enjoy:
Our Platinum Account with Vantage offers the same great benefits as the Platinum Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account.
See below for details.
Find out about our Vantage interest rates.
To get this you need to:
The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.
Find out more about Vantage.
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Add Plus to the Platinum Account
Get all the benefits of the Platinum Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.
To get this you need to:
Add Plus if you use an overdraft and don’t keep much money in your Current account.
Platinum Account important information, features and benefits.
View Platinum Account rates and charges.
Your Banking Relationship with us – terms and conditions.
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Platinum Account 
Apply for a Platinum Account with Vantage
Apply for a Platinum Plus Account
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking upgrading your account or adding Plus is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 8pm, Sat & Sun 9am – 5pm.
Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
*Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.
