Platinum Account

Get a unique package of benefits, including Worldwide Travel Insurance, AA Breakdown Cover, International Mobile Phone Insurance, £250 interest-free Planned Overdraft, airport lounge access or airport Meet and Greet
Service plus more.

Our Platinum Account with Vantage offers the same great benefits as the Platinum Account but also pays up to 5.00% AER (4.89% Gross). This higher rate is on balances between £5,000 and £7,000 but the rate varies depending on how much is in your account. See below for details. Find out about our interest rates.

Features & Benefits

The Platinum Account benefits are worth up to £670 a year.
How did we work this out?

• Worldwide Travel Insurance for you and your partner, with the choice of Family or Winter sports cover,
• AA Breakdown Cover,
• International Mobile Phone Insurance,
• £250 interest-free Planned Overdraft* (Subject to application and approval),
• Sentinel® Card Protection,
• Save My Numbers^TM- all you need to do is register,
• collect one Airmile per £1 spent through the Lloyds TSB AIRMILES Travel Service or claim a 6.5% discount (Price Match Guarantee applies) on package holidays, charter flights, international flights with hotel/car hire and more,
• Airport lounge access or Airport Meet and Greet service  at selected airports,
• competitive tiered interest rates and instant access with an Advantage Saver,
• No more £1 charge on overseas purchases with your Platinum debit card,
• a VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide,
• 24/7 access to PhoneBank® (based in the UK) on 0845 3 000 000. You can speak to our advisors or use our quick automated service,
• the efficiency and control of Internet Banking, if you are registered,
• Personal Tax Return Service  that makes completing your tax return simple, for £99 + VAT per tax return.

How much will it cost you?

Get higher credit interest on your money

To get this you need to:

• Pay in £1,000 a month, e.g. your salary.
• Stay in credit each month.

The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.

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Add Plus to the Platinum Account
Get all the benefits of the Platinum Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.

To get this you need to:

• Pay in £1,000 a month, e.g. your salary.

Add Plus if you use an overdraft and don’t keep much money in your Current account.

Platinum Account important information.

View Platinum Account rates and charges.

How do I apply?

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority and signatories to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
*Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.

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