Premier current account

New customers - apply online
Premier account
It’s secure to apply online and will only take about 10 minutes to complete.

Premier Plus
Get the same great benefits as the Premier account with up to 4.00% AER (3.93% Gross) on balances up to £2,500*.

Existing customers - upgrade today
Upgrade via Internet Banking  in just a few minutes. Simply log on, and click 'upgrade' alongside your eligible account name.

Premier and Premier Plus account important information

The Premier account benefits are worth up to £1,145 a year.
How did we work out the benefits values?

• Worldwide Travel insurance for you and your family,
• AA Breakdown Cover including Home Start, Relay and Stay Mobile,
• Mobile Phone Insurance,
• £500 interest-free Planned Overdraft‡ (subject to status, application and approval),
• Home Emergency Cover,
• Identity Theft Protection,
• Save My Numbers^TM - all you need to do is register,
• Sentinel® Card Protection,
• collect one Airmile per £1 spent through the Lloyds TSB AIRMILES Travel Service or claim a 7.5% discount (Price Match Guarantee applies) on package holidays, charter flights, international flights with hotel/car hire and more,
• Airport Lounge Access and Airport Meet and Greet service at selected airports,
• no more £1 charge on overseas purchases with your Premier debit card,
• preferential share dealing  with Lloyds TSB, save money on every trade as well as reduced account charges,
• competitive tiered interest rates and instant access with an Advantage Saver,
• a VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide,
• 24/7 access to Phonebank® on 0845 3 000 000. You can speak to our advisors or use our quick automated service,
• the efficiency and control of Internet banking, if you are registered,
• Premier Will Writing at discounted rates provided by Irwin Mitchell,
• Personal Tax Return Service  that makes completing your tax return simple, for £99 + VAT per tax return.

Don’t wait days for your interest
We’re the first and only bank to pay you interest from the day you pay in a cheque to the day your money leaves us.

• Start earning interest on cheques instantly when they are paid into your Lloyds TSB interest paying personal current account, as long as they are paid in over our counters between 9am-4:30pm weekdays and total less than £1,000 a day.
• Keep earning interest when you pay out. It can take up to three working days for your payment to get to where it needs to. We’ll keep paying you interest right until the moment it gets there.

Choose Premier Plus for a higher interest rate

To get this great rate, you’ll just need to:

• pay in at least £1,000 each month – for example, your salary

View Premier current account interest rates and charges.

How do I apply?

Alternatively, you can visit your local branch to apply for or upgrade to a Premier account.

Premier and Premier Plus account important information