£25 a month
Alternatively...
If the Premier account isn’t right for you…
Platinum Account
Get reduced benefits for a monthly fee of £17.
The Premier Account is the very best current account that we offer and includes a wide range of benefits worth up to £1,144 a year for a monthly fee of £25. See how we worked this out |
Introductory offer: Apply or upgrade your existing account and get Premier for just £17 a month for the first two full months after which the standard monthly fee of £25 applies. We reserve the right to remove this offer at any time.
Existing customers
Upgrade your account online through Internet Banking.
New customers
If you’re new to Lloyds TSB simply complete the online application form, it takes less than 10 minutes.
Find out other ways to apply
Important Information
Premier Account important information, features and benefits
Personal Banking terms and conditions
Banking Charges Guide
With Vantage you get up to 3.00% AER variable (2.96% Gross) interest for balances from £3,000 to £5,000 paid monthly to supplement your income. All you need to do is stay in credit during the monthly billing period, and pay in at least £1,000, for example your salary, each calendar month. Interest won’t be paid in any month when you don’t meet the Vantage conditions or on any money in your account above £5,000. Vantage Interest rates are tiered on balances up to £5,000 when you meet the Vantage conditions
| Balance | Interest Paid Monthly | ||
|---|---|---|---|
| AER % | Gross % | Net % | |
| £1+ | 1.50 | 1.49 | 1.19 |
| £1,000+ | 2.00 | 1.98 | 1.59 |
| £3,000 up to £5,000 | 3.00 | 2.96 | 2.37 |
Interest rates are variable. Customers are limited to a total of three Vantage Accounts.
Interest rates apply to your whole balance. For example, if you have £4,000 in your account you will receive an interest rate of 3.00% AER on your entire balance.
Vantage Interest rates are tiered on balances up to £5,000. To get interest paid each month, all you need to do is:
Please note. We do not pay interest on amounts above £5,000.
Already have a Premier Account?
You can add Vantage to your Premier Account by upgrading through Internet Banking.
Introductory offer: Apply or upgrade your existing account and receive the great benefits above. The fee for a Premier Account is just £17 a month for the first two full months the the standard monthly fee of £25 per month applies after that.†
New customers.
Online
If you’re new to Lloyds TSB fill in our simple online application form. It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Apply for a Premier Account
Apply for a Premier Account with Vantage
Existing customers.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Vantage is easy and hassle free – just log on to
Internet Banking.
If you would like to open an additional account with us, you can apply for a Classic Account online through Internet Banking and upgrade to a Premier Account at a later date.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 10pm, Sat & Sun 8am – 6pm.
Premier Account important information, features and benefits.
Personal Banking terms and conditions
† We reserve the right to remove this offer at any time.
Thank you for opening a Premier Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you.
Your Premier Account automatically comes with:
Switch your bank account to us – If you have an account with another bank, we can help transfer all your Direct Debits and standing orders to your new Premier Account. All you need to do is complete our simple online form.
Transfer online
Although some of your benefits are automatic, there are some you need to register for. Registering for Mobile Phone Insurance and Sentinel® Card Protection is recommended as it will simplify the claims process. Call the Premier Banking Centre on
08456 04 04 40 or register online for:
ID Aware
You will also need to register for ID Aware by filling out the registration form you will receive with your Welcome Pack within 15 days of opening your Premier Account. Once we have confirmed your identity you will receive your first credit report within 5 days.
If you are already registered 
Premier Membership Services: | In an emergency you can also call the numbers below, have your sort code and account number ready: |
|---|
UK Overseas | AA Breakdown Cover on | Worldwide Travel Insurance. 24 hour overseas assistance call |
Premier Account important information
For full details of your account and benefits policies view our Premier Account Welcome Pack.
Banking Charges Guide
Wherever life decides to take you, your Premier Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.
Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
For each month that you meet the Vantage conditions, interest is calculated daily on the balance of your account at the relevant Vantage interest rate from the second working day of that month. The interest is paid into your account at the end of the first working day of the next month. Rates are correct as at 2 February 2009. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc. If you need to call from abroad or prefer not to use our 0845 number, you can also call us on 01633 262 336.
Sentinel® is a trading name and registered trademark of Affinion International Limited.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
* This policy is only available to you if you have lived permanently in the United Kingdom for at least 6 months during the 12 month period prior to a trip and are registered with a medical practitioner in the United Kingdom
*** How much we lend is subject to our assessment of your circumstances. You must be 18 or over. Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.
