Alternatively...
If the Premier account isn’t right for you…
Platinum Account
Get reduced benefits for a monthly fee of £17.
The Premier Account is the very best current account that we offer. In fact, it's so good it's been awarded a 5 Star rating from Defaqto - leading independent financial researchers. The Premier Account includes a wide range of benefits worth up to £1,126 a year for a monthly fee of £25. |
24 hour banking with access to PhoneBank® on 0845 3 000 000 and Internet Banking.
Introductory offer: Apply or upgrade your existing account and recieve the great benefits above for just £17 a month for the first two full months. The standard monthly fee for a Premier Account is £25.
New customers
Online
If you’re new to Lloyds TSB simply complete online application form, it only takes less than 10 minutes.
Already a customer?
Upgrade your account online through Internet Banking.
If you would like to open an additional account with us, you can apply for a Classic Account online through Internet Banking and upgrade to a Premier Account at a later date.
View Premier Account rates and charges.
Please note: From 3 August 2010 Mobile Banking will be free† with all our current accounts (previously £2.50 per month for most accounts). Find out more and how you can register.
† We don't charge for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.
Premier Account important information, features and benefits
Personal Banking terms and conditions
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
With Vantage you get up to 4.00% AER (3.93% Gross) for balances from £5000 up to £7000 paid monthly to supplement your income. All you need to do is, stay in credit during the month, and pay in at least £1,000, for example your salary, each month.
You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.
| Balance | Interest Paid Monthly | ||
|---|---|---|---|
| AER % | Gross % | Net % | |
| £1+ | 0.10 | 0.10 | 0.08 |
| £1,000+ | 2.00 | 1.98 | 1.59 |
| £3,000+ | 3.00 | 2.96 | 2.37 |
| £5,000 up to £7,000 | 4.00 | 3.93 | 3.14 |
View Premier Account charges.
If you use an overdraft and don't keep much money in your current account, then add plus to your account and get 2.5% AER (2.46% Gross) on balances up to £2,500. As with Vantage, all you need to do is pay in £1,000 a month.
| Balance | Interest Paid Monthly | ||
|---|---|---|---|
| AER % | Gross % | Net % | |
| £0 - £2,500 | 2.50 | 2.47 | 1.98 |
Apply for a Premier Account with Plus
Already have a Premier account?
You can add Vantage or Plus to your Premier account by upgrading through internet banking.
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
Introductory offer: Apply or upgrade your existing account and recieve the great benefits above for just £17 a month for the first two full months. The standard monthly fee for a Gold Account is £25.
New customers.
Online
If you’re new to Lloyds TSB fill in our simple online application form. It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Apply for a Premier Account with Vantage
Apply for a Premier Account with Plus
Existing customers.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Plus or Vantage is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
If you would like to open an additional account with us, you can apply for a Classic Account online through Internet Banking and upgrade to a Premier Account at a later date.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 10pm, Sat & Sun 8am – 6pm.
Please note: From 3 August 2010 Mobile Banking will be free† with all our current accounts (previously £2.50 per month for most accounts). Find out more and how you can register.
† We don't charge for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.
Premier Account important information, features and benefits.
View Premier Account rates and charges.
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
Thank you for opening a Premier Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you. Your Premier Account automatically comes with:
Switch your bank account to us – If you have an account with another bank, we can transfer all your Direct Debits and standing orders to your new Premier account. All you need to do is complete our simple online form.
Transfer online
Although some of your benefits are automatic, there are some you need to register for. Call the Premier Banking Centre on 08456 04 04 40 or register online for:
ID Aware
You will also need to register for ID Aware by filling out the registration form you will receive with your Welcome Pack within 15 days of opening your Premier Account. Once we have confirmed your identity you will receive your first credit report within 5 days.
If you are already registered 
Premier Membership Services: | In an emergency you can also call the below numbers, have your sort code and account number ready: |
|---|
UK Overseas | AA Breakdown Cover on | Worldwide Travel Insurance. 24 hour overseas assistance call |
Premier Account important information
Please note: From 3 August 2010 Mobile Banking will be free† with all our current accounts (previously £2.50 per month for most accounts). Find out more and how you can register.
† We don't charge for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.
For full details of your account and benefits policies view our Premier Account Welcome Pack.
View Premier Account rates and charges.
Lloyds TSB Airmiles Travel Services: Our partnership with Airmiles means that you can book your flights, hotels and more through the Lloyds TSB Airmiles Travel Service.
Visit our Lloyds TSB Airmiles Travel Service or call us on 08456 04 04 40.
Wherever life decides to take you, your Premier Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.
Apply or upgrade to a Premier Account 
Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.
Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
For each month that you meet the Vantage conditions, interest is calculated daily on the balance of your account at the relevant Vantage interest rate from the second working day of that month. The interest is paid into your account at the end of the first working day of the next month. Rates are correct as at 2 February 2009. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc. If you need to call from abroad or prefer not to use our 0845 number, you can also call us on 01633 262 336.
Sentinel® is a trading name and registered trademark of Affinion International Limited.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
* This policy is only available to you if you have lived permanently in the United Kingdom for at least 6 months during the 12 month period prior to a trip and are registered with a medical practitioner in the United Kingdom
*** How much we lend is subject to our assessment of your circumstances. You must be 18 or over. Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.
#Defaqto is a leading UK independent financial data collection and research company, which provides comprehensive product information for the financial services industry. Source: Defaqto July 2010
