The Premier Account is the very best current account that we offer. In fact, it's so good it's been awarded a 5 Star rating from Defaqto - leading independent financial researchers. The Premier Account includes a wide range of benefits worth up to £1,156 a year for a monthly fee of £25. |
And that's not all, with Premier you can also benefit from:
Apply or upgrade online and receive the great benefits for just £17 a month for the first two full months. The standard monthly fee for a Premier Account is £25.
Premier Account important information, features and benefits.
View Premier Account rates and charges.
Switching is easy. Our dedicated Welcome Team will get in touch with all your providers for you.
Our Premier Account with Vantage offers the same great benefits as the Premier Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account.
Find out about our Vantage interest rates.
The bigger your balance the better the rate
With tiered interest, Vantage gives you higher rates for having more money in your current account.
It’s simple to manage
The opportunity to earn high interest without having to manage multiple accounts and move money around during the month.
Get Vantage for no additional cost
Earn interest on your current account for no additional cost. To earn Vantage interest rates, all you have to do is pay-in at least £1,000 a month into your account and stay in credit.
You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.
Get all the benefits of the Premier Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.
To get this you need to:
Add Plus if you use an overdraft and don't keep much money in your Current Account.
Premier Account important information.
View Premier Account rates and charges.
Premier Account important information, features and benefits.
View Premier Account rates and charges.
New customers
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Premier Account 
Apply for a Premier Account with Vantage
Apply for a Premier Account with Plus
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Existing customers
If you already have an account with Lloyds TSB and you’re registered for Internet Banking upgrading your account or adding Plus is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. We're open Mon - Fri 8am - 10pm, Sat & Sun 8am - 6pm.
Thank you for opening a Premier Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you. Your Premier Account automatically comes with:
Switch your bank account to us – If you have an account with another bank, we can transfer all your direct debits, standing orders, and incoming payments including salary to your new Gold account. All you need to do is fill in a simple form and send it back to us.
Download the form
Although some of your benefits are automatic, there are some you need to register for. Call the Premier Banking Centre on 08456 04 04 40 or register online for:
ID Aware
You will also need to register for ID Aware by filling out the registration form you will receive with your Welcome Pack within 15 days of opening your Premier Account. Once we have confirmed your identity you will receive your first credit report within 5 days.
If you are already registered 
Premier Membership Services: | In an emergency you can also call the below numbers, have your sort code and account number ready: |
|---|
UK Overseas | AA Breakdown Cover on | Worldwide Travel Insurance. 24 hour overseas assistance call |
Premier Account important information
For full details of your account and benefits policies view our Premier Account Welcome Pack.
View Premier Account rates and charges.
Lloyds TSB Airmiles Travel Services: Our partnership with Airmiles means that you can book your flights, hotels and more through the Lloyds TSB Airmiles Travel Service.
Visit our Lloyds TSB Airmiles Travel Service or call us on 08456 04 04 40.
Wherever life decides to take you, your Premier Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.
Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
For each month that you meet the Vantage conditions, interest is calculated daily on the balance of your account at the relevant Vantage interest rate from the second working day of that month. The interest is paid into your account at the end of the first working day of the next month. Rates are correct as at 2 February 2009. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc. If you need to call from abroad or prefer not to use our 0845 number, you can also call us on 01633 262 336.
Sentinel® is a trading name and registered trademark of Affinion International Limited.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
* This policy is only available to you if you have lived permanently in the United Kingdom for at least 6 months during the 12 month period prior to a trip and are registered with a medical practitioner in the United Kingdom
*** How much we lend is subject to our assessment of your circumstances. You must be 18 or over. Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.
