Premier Account

Get a unique benefits package including Home Emergency Cover, Worldwide Travel Insurance, Identity Theft Protection, airport lounge access and airport Meet and Greet service plus much more.

Our Premier Account with Vantage offers the same great benefits as the Premier Account but also pays up to 5.00% AER (4.89% Gross). This higher rate is on balances between £5,000 and £7,000 but the rate varies depending on how much is in your account. See below for details. Find out about our interest rates.

Features & Benefits

The Premier Account benefits are worth up to £1,145 a year.
How did we work this out?

• Worldwide Travel Insurance for you and your family, including both Family and Winter sports cover,
• AA Breakdown Cover including Home Start, Relay and Stay Mobile,
• International Mobile Phone Insurance,
• £500 interest-free Planned Overdraft* (subject to status, application and approval),
• Home Emergency Cover,
• Identity Theft Protection,
• Save My Numbers^TM,
• Sentinel® Card Protection,
• collect one Airmile per £1 spent through the Lloyds TSB AIRMILES Travel Service or claim a 7.5% discount (Price Match Guarantee applies) on package holidays, charter flights, international flights with hotel/car hire and more,
• Airport Lounge Access and Airport Meet and Greet service at selected airports,
• no more £1 charge on overseas purchases with your Premier debit card,
• preferential share dealing  with Lloyds TSB, save money on every trade as well as reduced account charges,
• competitive tiered interest rates and instant access with an Advantage Saver,
• a VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide,
• 24/7 access to PhoneBank® (based in the UK) on 0845 3 000 000. You can speak to our advisors or use our quick automated service,
• the efficiency and control of Internet banking, if you are registered,
• Premier Will Writing at discounted rates provided by Irwin Mitchell,
• Personal Tax Return Service that makes completing your tax return simple, for £199 + VAT per tax return.

How much will it cost you?

Get higher credit interest on your money

To get this you need to:

• Pay in £1,000 a month, e.g. your salary.
• Stay in credit each month.

The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.

............................................................................................................................................

Add Plus to the Premier Account
Get all the benefits of the Premier Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.

To get this you need to:

• Pay in £1,000 a month, e.g. your salary.

Add Plus if you use an overdraft and don’t keep much money in your Current account.

Premier Account important information.

View Premier Account rates and charges.

How do I apply?

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority and signatories to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
*Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.

About Lloyds TSB  |   Lloyds TSB Group sites  |   Careers with us  |   London 2012  |   Investor and Media Centre  
Rates and Charges  |   Ways to bank with us  |   Accessibility  |  Legal  |   Privacy  |   Be a savvy saver