The benefits of the Silver Account are worth up to £437 a year and include European Travel Insurance, AA Breakdown Cover, International Mobile Phone Insurance and lots more. After paying the monthly fee of £7.95, you could make savings of up to £342 each year. |
And that’s not all - with Silver you’ll also benefit from:
Apply or upgrade your existing account and receive the great benefits above for just £3 a month for the first two months. The standard monthly fee for a Silver Account is £7.95.
View Silver Account interest rates and charges.
Silver Account important information, features and benefits.
Switching is easy. Our dedicated Welcome Team will get in touch with all your providers for you.
Our Silver Account with Vantage offers the same great benefits as the Silver Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account.
Find out about our Vantage interest rates.
The bigger your balance the better the rate
With tiered interest, Vantage gives you higher rates for having more money in your current account.
It’s simple to manage
The opportunity to earn high interest without having to manage multiple accounts and move money around during the month.
Get Vantage for no additional cost
Earn interest on your current account for no additional cost. To earn Vantage interest rates, all you have to do is pay-in at least £1,000 a month into your account and stay in credit.
You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.
Silver Account important information.
View Silver Account interest rates and charges.
Apply for a Silver Account with Vantage 
Silver Account important information, features and benefits.
View Silver Account interest rates and charges.
New customers
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Silver Account
Apply for a Silver Account with Vantage
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Existing customers
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Silver is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. We’re open Mon - Fri 8am – 10pm, Sat & Sun 8am – 6pm.
Thank you for opening a Silver Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you. Your Silver Account automatically comes with:
Although some of your benefits are automatic, there are some you need to register for. Call the Silver Membership Services on 08456 031 839 or register online for:
Silver Membership Services: | In an emergency you can also call the below numbers, have your sort code and account number ready: |
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UK | AA Breakdown Cover on | European Travel Insurance. 24 hour overseas assistance call |
Silver Account important information
For full details of your account and benefits policies view our Silver Account Welcome Pack.
View Silver Account interest rates and charges.
Lloyds TSB AIRMILES Travel Services: Our partnership with AIRMILES means that you can book your flights, hotels and more through the Lloyds TSB AIRMILES Travel Service.
Visit our Lloyds TSB AIRMILES Travel Service or call us on 08456 031 839.
Wherever life decides to take you, your Silver Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.
Account opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
For each month that you meet the Vantage conditions, interest is calculated daily on the balance of your account at the relevant Vantage interest rate from the second working day of that month. The interest is paid into your account at the end of the first working day of the next month. Rates are correct as at 2 February 2009. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc. If you need to call from abroad, or prefer not to use our 0845 number, you can also call us on 01733 347250.
Sentinel® is a trading name and registered trademark of Affinion International Limited.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.
* This policy is only available to you if you have lived permanently in the United Kingdom for at least 6 months during the 12 month period prior to a trip and are registered with a medical practitioner in the United Kingdom.
