The Silver Account benefits are worth up to £437 a year and include European Travel Insurance, AA Breakdown Cover, International Mobile Phone Insurance plus more. After paying the monthly fee you could make savings of up to £342.
How did we work this out?
Apply for a Silver Account today and enjoy the following benefits:
View Silver Account interest rates and charges.
Silver Account important information, features and benefits
Our Silver Account with Vantage offers the same great benefits as the Silver Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account.
See below for details.
Find out about our Vantage interest rates.
To get this you need to:
The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.
Find out more about Vantage.
Silver Account important information, features and benefits.
View Silver Account rates and charges.
Your Banking Relationship with us – terms and conditions.
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Silver Account 
Apply for a Silver Account with Vantage
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking upgrading your account or adding Plus is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 8pm, Sat & Sun 9am – 5pm.
Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
*Overdrafts are repayable in full on demand. View Planned Overdraft borrowing interest rates.
