£9.95 a month
after that
Help and support
Silver Membership Services:
UK
08456 031 839
Overseas
+44 1733 347 250
Perfect for the European traveller |
Not sure Silver Account is right for you? Compare Accounts 
Introductory offer: Apply or upgrade your existing account and get Silver for just £3 a month for the first two full months and £9.95 a month after that. We reserve the right to remove this offer at any time.
New Customers
Online
If you’re new to Lloyds TSB simply complete the online application form, it takes less than 10 minutes.
Already a customer?
Upgrade your account online through Internet Banking.
Find other ways to apply.
Important Information
With Vantage you can earn 1.50% AER/ 1.49% GROSS variable on balances from £1 to £1,000 and go up to 3.00% AER/ 2.96% GROSS variable on balances from £3,000 to £5,000. Interest is paid monthly. All you have to do is stay in credit during the monthly billing period, and pay in at least £1,000 – your salary, for example, each calendar month.
Interest won’t be paid in any month that you don’t meet the conditions. Interest is not paid on balances over £5,000.
| Balance | Interest Paid Monthly | ||
|---|---|---|---|
| AER % | Gross % | Net % | |
| £1+ | 1.50 | 1.49 | 1.19 |
| £1,000+ | 2.00 | 1.98 | 1.59 |
| £3,000 up to £5,000 | 3.00 | 2.96 | 2.37 |
Interest rates are variable. Customers are limited to a total of three Vantage Accounts.
Interest rates apply to your whole balance. For example, if you have £4,000 in your account you will receive an interest rate of 3.00% AER on your entire balance.
Full details of Silver account benefits and exclusions can be found below:
AXA European Travel Insurance
AA Breakdown Cover
Mobile Phone Insurance from LSG
Sentinel® Card Protection
AXA European Travel Insurance
If you are abroad and in need of assistance, then please contact our 24 hour assistance helpline +44 1633 815 819.
Making a claim - All you need to do is call Silver Membership Services on 08456 031 839.
AA Breakdown Cover
If you breakdown on the road, call the AA direct on 0800 316 0096.
Your insurance, administered by Lifestyle Services Group Limited (LSG) and underwritten by London General Insurance Company Limited, covers one phone for sole Silver Account holders, while joint account holders can insure a phone for each of you.
Registering for Mobile Phone Insurance is recommended as it will simplify the claims process. Call Silver Membership Services on 08456 031 839 or register online for Mobile Phone Insurance.
Sentinel® Card Protection, provided by Affinion International Limited and underwritten by Allianz Insurance plc, provides cover against Personal Money lost or stolen abroad at the same time as the Cards, and for loss or theft of the handbag, wallet, purse or briefcase containing the Cards lost in an Incident.
This insurance only applies to residents of the UK and will be automatically cancelled if you move permanently outside of the UK.
For Silver Accounts opened from the 24th March 2012, Sentinel® Card Protection does not provide cover against the unauthorised and fraudulent use of cards.
But don’t worry, if you are the victim of card fraud you should be covered by the bank who issued your card. Your level of fraud cover may differ between card issuers. So if you’re in doubt, contact your card issuer directly. All of the other Sentinel® Card Protection benefits on the Silver Account will remain the same. For more information please refer to our full details and exclusions.
We recommend you register your cards with Sentinel® Card Protection. Call Silver Membership Services on 08456 031 839 or register online.
For all enquiries call the Silver Membership Services on
08456 031 839 (or +44 1733 347 250 from abroad).
Silver Account important information
For full details of your account and benefits policies and exclusions view your Silver Account Welcome Pack.
Wherever life decides to take you, your Silver Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.
Introductory Offer: Apply or upgrade your existing account and receive the great benefits for just £3 a month for the first two full months. The standard monthly fee for a Silver Account is £9.95.†
New customers
Online
If you’re new to Lloyds TSB fill in our simple online application form. It takes about 10 minutes and you’ll need to have a few bits of information to hand.
Apply for a Silver Account
Apply for a Silver Account with Vantage
Existing customers
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Vantage is easy and hassle free - just log on to
Internet Banking.
If you would like to open an additional account with us, you can apply for a Classic Account online through Internet Banking and upgrade to a Silver Account at a later date.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. We’re open Mon - Fri 8am - 10pm, Sat & Sun 8am - 6pm.
Silver Account important information, features and benefits.
† We reserve the right to remove this offer at any time.
AER (Annual Equivalent Rate) - the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
For each month that you meet the Vantage conditions, interest is calculated daily on the balance of your account at the relevant Vantage interest rate from the second working day of that month. Interest paid monthly and is paid into your account at the end of the first working day of the next month. Rates are correct as at 2 February 2009.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
If you need to call from abroad, or prefer not to use our 0845 number, you can also call us on 01733 347250.
PhoneBank® and Cashpoint® are registered trademarks of Lloyds TSB Bank plc.
Sentinel® is a trading name and registered trademark of Affinion International Limited.
* This policy is only available to you if you have lived permanently in the United Kingdom for at least 6 months during the 12 month period prior to a trip and are registered with a medical practitioner in the United Kingdom.
