Silver Account

• European Travel Insurance up to 65 years of age* - 5 star Defaqto cover for you and your partner for up to 22 days per trip.
• AA Breakdown Cover - UK Roadside Assistance whether you’re in your own car or someone else’s.
• International Mobile Phone Insurance - worldwide cover for loss, theft, accidental damage, breakdown and unauthorised calls of registered handsets.
• Money Transfer Card - Securely send money abroad.
• OR Travel Money Card - a safe alternative to cash when you’re on holiday.
• Get interest up to 4.00 AER (3.93% Gross) for balances from £5,000 up to £7,000 on your silver account by adding vantage to your account.
• Sentinel® Card Protection - convenient cover for your registered credit, debit and store cards. One policy covers everyone in your household.
• The Lloyds TSB Airmiles Travel Service - collect Airmiles or enjoy a 6.5% discount.
• Lloyds TSB VISA debit card you can use in over 500,000 places in the UK and 27 million outlets worldwide.
• Manage your money 24 hours a day with access to PhoneBank® on 0845 3 000 000 and Internet Banking.
• Grace period if you go over your limit. You’ll have until 3:30pm the same day to pay in enough money to cover your payments and avoid overdraft fees.
• Switching to us is easy - We can help take the stress out of changing your bank account by moving Direct Debits and standing orders from any existing accounts to your Lloyds TSB current account.
• Earn interest straight away on cheques paid into your account**.

Introductory Offer: Apply or upgrade your existing account and receive the great benefits above for just £3 a month for the first two full months. The standard monthly fee for a Silver Account is £7.95.

New Customers

 Online
If you’re new to Lloyds TSB simply complete online application form, it only takes less than 10 minutes.

Already a customer?
Upgrade your account online through Internet Banking.

If you would like to open an additional account with us, you can apply for a Classic Account online through Internet Banking and upgrade to a Silver Account at a later date.

Find other ways to apply.

View Silver Account interest rates and charges.

Please note: From 3 August 2010 Mobile Banking will be free^† with all our current accounts (previously £2.50 per month for most accounts). Find out more and how you can register.

† We don't charge for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.

Silver Account important information, features and benefits. 

Personal Banking terms and conditions.

Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.

With Vantage you get up to 4.00% AER (3.93% Gross) for balances from £5,000 up to £7,000 paid monthly to supplement your income. All you need to do is, stay in credit during the month, and pay in at least £1,000, for example your salary, each month.

You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.

View Silver Account charges.

Apply for a Silver Account                           
Apply for a Silver Account with Vantage  

Silver Account important Information.

Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.

Introductory Offer: Apply or upgrade your existing account and receive the great benefits for just £3 a month for the first two full months. The standard monthly fee for a Silver Account is £7.95.

New customers

 Online
If you’re new to Lloyds TSB fill in our simple online application form. It takes about 10 minutes and you’ll need to have a few bits of information to hand.

Apply for a Silver Account                           
Apply for a Silver Account with Vantage  

Existing customers
If you already have an account with Lloyds TSB and you’re registered for Internet Banking, upgrading your account or adding Silver is easy and hassle free - just log on to Internet Banking and click on the upgrade link next to your account name.

If you would like to open an additional account with us, you can apply for a Classic Account online through Internet Banking and upgrade to a Silver Account at a later date.

 In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.

 By phone
Call 0800 015 0162. We’re open Mon - Fri 8am - 10pm, Sat & Sun 8am - 6pm.

Please note: From 3 August 2010 Mobile Banking will be free^† with all our current accounts (previously £2.50 per month for most accounts). Find out more and how you can register.

† We don't charge for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.

Silver Account important information, features and benefits.

View Silver Account interest rates and charges.

Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.

Thank you for opening a Silver Account with us. We look forward to helping you make the most of the outstanding range of benefits available to you. Your Silver Account automatically comes with:

• European Travel Insurance
  Making a claim could not be easier. All you need to do is telephone the dedicated claims team. If you would like claim for travel delay, make a claim online. If you are abroad and in need of assistance then please contact our 24 hour assistance helpline.
• AA Breakdown Cover

• Switch your bank account to us – If you have an account with another bank, we can transfer all your Direct Debits and standing orders to your new Silver account. All you need to do is complete our simple online form.
  Transfer online

Although some of your benefits are automatic, there are some you need to register for. Call the Silver Membership Services on 08456 031 839 or register online for:

• Register for International Mobile Phone Insurance
• Register for Sentinel® Card Protection

Silver Account important information

Please note: From 3 August 2010 Mobile Banking will be free^† with all our current accounts (previously £2.50 per month for most accounts). Find out more and how you can register.

† We don't charge for Mobile Banking, but your mobile phone operator may charge for some services. Please check with them.

For full details of your account and benefits policies view our Silver Account Welcome Pack.
View Silver Account interest rates and charges.

Lloyds TSB Airmiles Travel Services: Our partnership with Airmiles means that you can book your flights, hotels and more through the Lloyds TSB Airmiles Travel Service.
Visit our Lloyds TSB Airmiles Travel Service or call us on 08456 031 839. 

Wherever life decides to take you, your Silver Account will be there to help. Whether you’re at home, on the move or at work, you can be flexible about how you bank with us – on the phone, face to face or over the internet.

• Internet Banking - A free service where you can pay bills, transfer money and set up standing orders. Try our Interactive demo.
• Self-Service - Take advantage of our Self Service to help manage your account.
• PhoneBank® - Call 0845 3 000 000 24/7 for all your banking needs.
• Mobile Banking - Our Mobile Banking service enables you to use your phone to help keep control of your finances. Request your balance by text, set High and Low Limit Alerts and download our Mobile Banking Application to your phone.
• Find a Branch or a Cashpoint® - Need to locate a Branch or Cashpoint®

Apply or upgrade to a Silver Account 

Please note, from 2 December 2010 we’ll be making some changes to our current accounts. These include changes to our terms and conditions.