Added Value Accounts - Worldwide Travel Insurance
Wherever you travel in the world, your free travel insurance goes with you.
The cover protects both you and your partner for as long as your current account is active and you are both under 80 years of age. Apart from the reassurance you’ll enjoy, you’re also getting a good deal. Your cover is worth up to £270 a year* if you choose a Premier or Premier Plus account.
Worldwide travel insurance cover includes:
Worldwide Travel Insurance | |||
|---|---|---|---|
Advice before you travel – help with visa requirements, required inoculations, time differences, opening hours, motoring restrictions | Yes | Yes | Yes |
Help while you’re away - including replacing medicines, tracing lost luggage, transferring emergency funds | Yes | Yes | Yes |
Cancellation or curtailment - unused travel and accommodation if you have to cancel or cut short your holiday | Up to £5,000 | Up to £5,000 | Up to £5,000 |
Medical expenses - treatment while abroad, cost of returning home and emergency dental treatment | Up to £5,000,000 | Up to £5,000,000 | Up to £5,000,000 |
Personal accident - in the event of death, disablement or loss of your limbs | Up to £30,000 | Up to £30,000 | Up to £30,000 |
Personal possessions - if your luggage is stolen | Up to £1,500 | Up to £1,500 | Up to £1,500 |
Legal advice to cover your own legal costs and expenses | Up to £25,000 | Up to £25,000 | Up to £25,000 |
Personal liability - against legal claims for damage or injury to others | Up to £2,000,000 | Up to £2,000,000 | Up to £2,000,000 |
Hospital benefit- £25 for each 24 hours any insured person spends in hospital | Up to £250 | Up to £250 | Up to £250 |
Departure delay (over 12 hours) | £20 per insured person for each subsequent 12 hour delay: up to £100 | £20 per insured person for each subsequent 12 hour delay: up to £100 | £20 per insured person for each subsequent 12 hour delay: up to £100 |
Travel accident insurance | Up to £100,000 when holiday booked with a Gold Service credit or debit card | Up to £100,000 when holiday booked with a Platinum credit or debit card | Up to £100,000 when holiday booked with a Premier credit or debit card |
Family and Winter sports cover** | No (upgrade available, charges apply) | Cover includes Family or Winter Sports | Cover includes both Family and Winter Sports |
Maximum trip duration | 31 consecutive days | 45 consecutive days (17 days for winter sports) | 62 consecutive days (17 days for winter sports) |
Need more information?
There’s no need to renew your insurance each year because as long as you remain a Gold, Platinum or Premier account holder you will always be covered (Subject to eligibility). You’ll find full terms and conditions in the Gold, Platinum and Premier policy documents.Upgrading your cover
If you would like to extend your cover you can choose from a selection of optional upgrades. You can add winter sports to your cover, extend your trip length, pay an excess waiver fee and pay no excess on any claims you make or upgrade your baggage cover. For details, please see the upgrading your travel insurance information in the policy documents.Am I eligible for cover?
You and your partner are eligible provided you are both under 80 years of age, you are residents in the UK and your account remains open. You must tell us about any medical conditions that you are aware of affecting anyone covered under the policy. It is essential that you refer to the ‘Exclusions relating to your health’ section in the policy wording as failure to comply with these terms may jeopardise your claim cover - please refer to the policy documents for full details of the exclusions.Policy documents
Gold and Gold Plus account important informationPlatinum and Platinum Plus account important information
Premier and Premier Plus account important information
If you need help?
Membership services
Gold account holders call 08458 50 50 56.
Platinum account holders call 08458 50 53 00.
Premier account holders call 08456 04 04 40.
