Wherever you travel in the world, your free travel insurance goes with you.
The cover protects both you and your partner for as long as your current account is active. Apart from the reassurance you’ll enjoy, you’re also getting a good deal. Your cover is worth up to £283 a year* if you choose a Premier or Premier Plus account.
Travel safely knowing that independent financial research company Defaqto have awarded our Worldwide travel insurance 5 Stars for its outstanding features and benefits. Worldwide travel insurance cover includes: | Defaqto Travel insurance 2009 5 Stars |
Worldwide Travel Insurance | Gold Account | Platinum | Premier |
|---|---|---|---|
Advice before you travel – help with visa requirements, required inoculations, time differences, opening hours, motoring restrictions | Yes | Yes | Yes |
Help while you’re away - including replacing medicines, tracing lost luggage, transferring emergency funds | Yes | Yes | Yes |
New for old replacement for baggage under two years which is lost or stolen | Yes | Yes | Yes |
War and terrorism cover is included under the Emergency medical, Hospital benefit and Personal accident sections | Yes | Yes | Yes |
If you’re an Airmiles user, you can claim for any Airmiles used if you cancel a holiday, where the circumstances of your claim are covered in the terms of the policy | Yes | Yes | Yes |
If you use your European Health Insurance Card and make a claim for medical expenses, your £40 excess will be waived | Yes | Yes | Yes |
Cancellation or curtailment - unused travel and accommodation if you have to cancel or cut short your holiday | Up to £5,000 | Up to £5,000 | Up to £5,000 |
Medical expenses - treatment while abroad, cost of returning home and emergency dental treatment | Up to £5,000,000 | Up to £5,000,000 | Up to £5,000,000 |
Personal accident - in the event of death, disablement or loss of your limbs | Up to £30,000 | Up to £30,000 | Up to £30,000 |
Personal possessions - if your luggage is stolen, lost or damaged | Up to £1,500 | Up to £2,500 | Up to £2,500 |
Legal advice to cover your own legal costs and expenses | Up to £25,000 | Up to £25,000 | Up to £25,000 |
Personal liability - against legal claims for damage or injury to others | Up to £2,000,000 | Up to £2,000,000 | Up to £2,000,000 |
Hospital benefit - £25 for each 24 hours any insured person spends in hospital | Up to £250 | Up to £250 | Up to £250 |
Departure delay (over 12 hours) | £20 per insured person for each subsequent 12 hour delay: up to £100 | £20 per insured person for each subsequent 12 hour delay: up to £100 | £20 per insured person for each subsequent 12 hour delay: up to £100 |
Travel accident insurance | Up to £100,000 when holiday booked with a Gold Service credit or debit card | Up to £100,000 when holiday booked with a Platinum credit or debit card | Up to £100,000 when holiday booked with a Premier credit or debit card |
Family and Winter sports cover** | No (upgrade available, charges apply) | Cover includes Family or Winter Sports | Cover includes both Family and Winter Sports |
Maximum trip duration | 31 consecutive days | 45 consecutive days (17 days for winter sports) | 62 consecutive days (17 days for winter sports) |
Once your account has been opened should you wish to notify us of any medical conditions please call the appropriate Membership Services number below, or notify us online.
Membership services
Gold account holders call 08458 50 50 56.
Platinum account holders call 08458 50 53 00.
Premier account holders call 08456 04 04 40.
