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Cash Account

Let us help you

Our Cash account is a basic banking account that offers free everyday banking. If your require a simple account without an overdraft the Cash account is the right account for you.

Easy access to your money

Account opening in branch

Free everyday banking

Find a Lloyds TSB branchApply for a Cash account at your local branch.
Cash account important information, features and benefits

Features & Benefits

  • Use your Cash account debit card to withdraw money from any Lloyds TSB Cashpoint® machine and Post Office branch as well as making payments in shops and for cashback.
  • One of the biggest banking networks in the UK with over 2,100 branches.
  • you can call PhoneBank®* on 0845 3 000 000 and speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week,
  • the speed and control of Internet banking, if you are registered.
  • Regular statements.
  • Access to Scottish Widows pensions and investments.

Internet banking features:

  • check and search your balances and statements,
  • sign up for free text alerts,
  • pay bills, transfer money, set up standing orders and more.

The Cash account doesn’t include:

  • overdrafts and loans,
  • cheque books,
  • withdrawals from any non-Lloyds TSB cash machine,
  • credit interest.

View Cash account interest rates and charges.

Your Banking Relationship with us – terms and conditions. 

How do I apply?

At your local branch
Just bring your proof of identity and address into your local branch.

What proof of Identity can I use?

When you apply for an account with us, we’ll carry out some standard credit checks. We can still open an account for you if you have a poor credit history. But, if your credit reference agency file shows that you have a history of fraud or are an undischarged bankrupt, we won’t be able to accept your application.

Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.
* Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Cashpoint® is a registered trademark of Lloyds TSB Bank plc.