Our Classic Account will give you all you need to make everyday banking easier. And if you add Vantage you’ll get one of the best Current account credit interest rates available on the high street.
With the Classic Account you’ll enjoy:
Our Classic Account with Vantage offers the same great benefits as the Classic Account but also pays up to 4.00% AER (3.93% Gross). Rates are tiered and variable, 0.10% AER/Gross interest is paid monthly on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account. For other account balances the rate varies depending on how much is in your account. See below for details. Find out about our interest rates.
To get this you need to:
The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.
Find out more about Vantage.
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Add Plus to the Classic Account
Get all the benefits of the Classic Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.
To get this you need to:
Add Plus if you use an overdraft and don’t keep much money in your Current account.
Classic Account important information, features and benefits.
View Classic Account rates and charges.
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Add Control to your Classic Account
We’ve designed an add-on for the Classic Account that’s all about making it easier for you to manage your money. It’s called Control, and it can help you stay on top of your finances and avoid Unplanned Overdraft borrowing.
Find out more about Control.
Back to Current Accounts
Your Banking Relationship with us – terms and conditions.
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Classic Account 
Apply for a Classic Account with Vantage
Apply for a Classic Plus Account
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking upgrading your account or adding Plus is easy and hassle free - just log on to Internet Banking and click on the upgrade link next to your account name. Upgrade your account online.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 4000. Open Mon - Fri 8am – 8pm, Sat & Sun 9am – 5pm.
Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.
Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
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