Classic Accounts
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Our Classic Account will give you all you need to make everyday banking easier. And with Classic Plus you’ll get one of the best current account credit interest rates available on the high street.
Switching is easy – our dedicated team will:
- transfer all your Direct Debits and standing orders so your bills are paid on time,
- transfer your salary and other credits into your new account so your money is there when you need it,
- close your old account once your new one is up and running, sparing you the hassle.
To switch to us, all you need to do is apply online today - once we’ve received your application, we’ll send you a form to fill in so we can switch your account for you.
Excellent credit interest rate
Manage your money online and by phone
Free banking when you're in credit
Apply online today
Classic
Apply online today for a Classic Account. It's secure, and will only take about 10 minutes to complete.
Classic Plus
4.00% AER (3.93% Gross variable) on credit balances up to £2,500.
Features & Benefits
With both the Classic and Classic Plus Account you’ll enjoy:
- free banking – no charge for everyday transactions when you’re in credit,
- a VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide,
- access to one of the biggest banking networks in the UK with over 1,900 branches and 32,000 LINK cash machines,
- commission-free foreign currency and non-sterling American Express Travellers Cheques,
- you can call Phonebank®* on 0845 3 000 000 and speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week,
- the speed and control of Internet Banking, if you are registered.
Don’t wait days for your interest
We’re the first and only bank to pay you interest from the day you pay in a cheque to the day your money leaves us.
- Start earning interest on cheques instantly when they are paid into your Lloyds TSB interest paying personal current account, as long as they are paid in over our counters between 9am-4:30pm weekdays and total less than £1,000 a day.
- Keep earning interest when you pay out. It can take up to three working days for your payment to get to where it needs to. We’ll keep paying you interest right until the moment it gets there.
View Classic and Classic Plus Account interest rates and charges.
Internet banking features:
- check and search your balances and statements,
- sign up for free text alerts,
- pay bills, transfer money, set up standing orders and more.
Make it a Plus Account with 4.00% AER (3.93% Gross)
If you apply for a Classic Account, you’ll get 0.10% AER interest on your balance (you don't need to pay in a minimum each month).
If you apply for a Classic Plus account, you'll get 4.00% AER (3.93% Gross interest). You’ll need to pay in at least £1,000 each month. Any balances above £2,500 will receive our standard interest rate 0.10% AER/Gross.
Hassle free switching
Switching to us is easy – Let our dedicated transfer unit*** do the paperwork work for you.View important information about moving to Lloyds TSB.
If you already have a Classic Account
Get a higher credit interest rate on your account by upgrading to Plus in Internet Banking. Refer to our rates and charges for full details.
Or Upgrade to a Silver, Gold, Platinum or Premier Account and for a small monthly fee you could enjoy other great benefits like worldwide travel insurance, AA Breakdown Cover and savings on holidays and branded electrical goods.
Apply online today
Classic
Apply online today for a Classic Account. It's secure, and will only take about 10 minutes to complete.
Classic Plus
Get the same great benefits as a Classic, plus 4.00% AER (3.93% Gross variable) on credit balances under £2,500.
By phone
Call 0800 085 9174** and we'll complete your application with you.
At your local branch
Pick up an application form from your local branch, complete it and give it to one of our staff, along with proof of identity.
