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Classic Account

Features & Benefits
How do I apply?

 Online
If you’re new to Lloyds TSB fill in our simple online application form. It takes about 10 minutes and you'll need to have a few bits of information to hand.

Apply for a Classic Account                                  Apply for a Classic Account. Opens in a new window.

Apply for a Classic Account with Vantage          Apply for a Classic Account with Vantage. Opens in a new window.

Apply for a Classic Plus Account                         Apply for a Classic Plus Account. Opens in a new window.

Get more interest - at no cost

If you pay in £1000 a month or more, you can add Vantage or Plus to your Classic Account for free.

With Vantage you get up to 4.00% AER (3.93% Gross) for balances from £5,000 up to £7,000 paid monthly to supplement your income. All you need to do is, stay in credit during the month, and pay in at least £1,000, for example your salary, each month.

You’ll earn the standard interest rate for your account when you don’t meet the Vantage conditions and on any money in your account from £7,000 onwards.

Current Accounts with Vantage

Balance Interest Paid Monthly
AER %Gross %Net %
£1+0.100.100.08
£1,000+2.001.981.59
£3,000+3.002.962.37
£5,000 up to £7,0004.003.933.14
 
These interest rates are correct as at 02/02/2009.

 

Vantage account information.
Apply for a Classic Account with Vantage.   Apply for a Classic Account with Vantage. Opens in a new window.

Add Plus to the Classic Account

If you use an overdraft and don't keep much money in your current account, then add plus to your account and get 2.5% AER (2.46% Gross) on balances up to £2,500. As with Vantage, all you need to do is pay in £1,000 a month.

Current Account with Plus

BalanceInterest Paid Monthly
AER %Gross %Net %
£0 - £2,5002.502.471.98
 
These interest rates are correct as at 02/01/2009.

 

Plus Account information.

Apply for a Classic Account with Plus                        Apply for a Classic Plus Account. Opens in a new window.

New customers

 Online
If you’re new to Lloyds TSB fill in our simple online application form.

Apply for a Classic Account                                  Apply for a Classic Account. Opens in a new window.

Apply for a Classic Account with Vantage          Apply for a Classic Account with Vantage. Opens in a new window.

Apply for a Classic Plus Account                         Apply for a Classic Plus Account. Opens in a new window.

It takes about 10 minutes and you’ll need to have a few bits of information to hand.

 In branch
Visit your local branch. You’ll need to take some proof of identity with you. Find out what to take.

 By phone
Call 0800 015 4000. Open Mon - Fri 8am - 8pm, Sat & Sun 9am - 5pm.

Existing customers

If you already have an account with Lloyds TSB and you’re registered for Internet Banking  adding Vantage is easy and hassle free - just log on to Internet Banking and click on the upgrade link next to your account name.

Classic Account important information

Vantage account information

Plus Account information

 

Personal Banking terms and conditions

As a Classic Account customer you can take advantage of the many Lloyds TSB services that we have on offer.

Add control to your account

We’ve designed an add-on for the Classic Account that’s all about making it easier for you to manage your money. It’s called Control, for £10 a month it can help you stay on top of your finances and avoid Unplanned Overdraft borrowing.

Find out more about Control.

Ways to bank with us

There are many ways to bank with Lloyds TSB, which helps you manage your accounts anytime and anywhere.

Useful links

Compare bank accounts
Compare all our accounts side by side.

Bank account selector
Find the account that is just right for you.

Ask a question
Ask a question about our Classic Account or any other account.

Alternatively...

Looking to get more from your current account?

Silver Account

Silver Account
Get benefits worth up to £437 a year for a monthly fee of £7.95. 

Gold Account

Gold Account
Get all the benefits of Silver but with Worldwide travel insurance.