Classic Account
Our Classic Account will give you all you need to make everyday banking easier. And if you add Vantage you’ll get one of the best Current account credit interest rates available on the high street.
Our Classic Account with Vantage offers the same great benefits as the Classic Account but also pays up to 5.00% AER (4.89% Gross). This higher rate is on balances between £5,000 and £7,000 but the rate varies depending on how much is in your account. See below for details. Find out about our interest rates.
Features & Benefits
With the Classic Account you’ll enjoy:
- free banking – no charge for everyday transactions when you’re in credit,
- a VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide,
- access to one of the biggest banking networks in the UK with over 1,900 branches and 32,000 LINK cash machines,
- commission-free foreign currency and non-sterling American Express Travellers Cheques,
- you can call Phonebank® (based in the UK) on 0845 3 000 000 and speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week,
- the speed and control of Internet Banking, if you are registered.
Get higher credit interest on your money
Add Vantage to the Classic AccountGet all the benefits of the Classic Account along with higher credit interest on balances up to £7,000. Find out about our Vantage interest rates.
To get this you need to:
- Pay in £1,000 a month, e.g. your salary.
- Stay in credit each month.
The amount of interest you earn varies depending on how much money is in your account so the more money you have in your account, the more interest you’ll receive.
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Add Plus to the Classic Account
Get all the benefits of the Classic Account along with higher credit interest on balances up to £2,500. Find out about our Plus interest rates.
To get this you need to:
- Pay in £1,000 a month, e.g. your salary.
Add Plus if you use an overdraft and don’t keep much money in your Current account.
How do I apply?
Online
If you’re new to Lloyds TSB fill in our simple online application form.
Apply for a Classic Account Apply for a Classic Account. Opens in a new window.
Apply for a Classic Account with Vantage Apply for a Classic Account with Vantage. Opens in a new window.
Apply for a Classic Plus Account Apply for a Classic Plus Account. Opens in a new window.
It takes about 10 minutes and you’ll need to have a few bits of information to hand.
If you already have an account with Lloyds TSB and you’re registered for Internet Banking upgrading your account or adding Plus is easy and hassle free – just log on to Internet Banking and click on the upgrade link next to your account name.
In branch
Visit your nearest branch. You’ll need to take some proof of identity with you. Find out what to take.
By phone
Call 0800 015 0162. Open Mon - Fri 8am – 8pm, Sat & Sun 9am – 5pm.
We’ll get in touch with all your providers for you – so you have one less thing to worry about.
Apply online
Classic Account
Classic Account with Vantage
Classic Plus Account
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