Graduate account

Apply for a Graduate account at your local branch.
Graduate account important information, features and benefits

• an interest-free overdraft* of up to £2,000 in your first year after graduation, £1,500 in the second year and £1,000 in the third year,
• a low cost loan of up to £10,000 with the added option of our loan protection in case you can't make the payments,
• a Classic credit card with a limit of at least £500,  
• Internet Banking service,
• commission-free foreign currency and non-sterling American Express® Travellers Cheques.

If you are continuing your education with a recognised institution for professions such as doctor, dentist, lawyer or accountant, you should take a look at our Further education loan.

To apply for the Graduate account you must:

• be a permanent UK resident and have confirmation of graduation,
• have graduated within the last 3 years with a degree from a UK based university,
• transfer your current account from your existing bank if you're not already a Lloyds TSB customer,
• pay at least £500 into your account per month (if you are moving your account to us).

You'll need to provide:

• a 10 year passport or driving licence and proof of graduation,
• an existing bank statement or copy of a utility bill dated within the last 3 months,
• bank statements from the past 6 months and evidence of overdraft limit set,
• your current debit card and letter of employment confirming your income (if this isn't included on the statements).

If you don't have a copy of any of these documents, or have any questions, call us on 0845 300 0134 between 9am and 7pm Monday to Friday.

Graduate account important information, features and benefits