Your Graduate account includes a range of benefits. You can apply for an interest free Planned Overdraft, subject to status. The interest-free amount changes depending on when you graduated.
Eligibility
You must be 18 or over, be resident in the UK for at least three years and have graduated with a degree or diploma from a UK university or college within the last three years.
You can only have one account in your sole name.
You can only have the account for three years from the date you graduated. On or around the third anniversary of your graduation, we will convert your account to a Classic account (or similar account if it is no longer available). Once your account is converted, the benefits connected with the Graduate account will stop.
Where we change your type of account we will tell you before making the change and will give you the details of your new account.
Cooling Off
If you are not happy with your choice of account or service, you can cancel it within 30 days of opening the account or taking the service. We will then help you to move to another account we offer or will return your money to you with any interest you have earned on it.
