Graduate account
As a graduate you need an account that gives you the time to find your feet. Our Graduate account offers free banking, an interest-free overdraft and a dedicated telephone team to help with your banking queries.
Apply for a Graduate accountApply for a Graduate account at your local branch.
Graduate account important information
Features & Benefits
- an interest-free overdraft* of up to £2,000 in your first year after graduation, £1,500 in the second year and £1,000 in the third year,
- a low cost loan of up to £10,000 with the added option of our loan protection in case you can't make the payments,
- a Classic credit card with a limit of at least £500,
- Internet Banking service,
- commission-free foreign currency and non-sterling American Express Travellers Cheques.
How do I apply?
To apply for the Graduate account you must:
- be a permanent UK resident and have confirmation of graduation,
- have graduated within the last 3 years with a degree from a UK based university,
- transfer your current account from your existing bank if you're not already a Lloyds TSB customer,
- pay at least £500 into your account per month (if you are moving your account to us).
- a 10 year passport or driving licence and proof of graduation,
- an existing bank statement or copy of a utility bill dated within the last 3 months,
- bank statements from the past 6 months and evidence of overdraft limit set,
- your current debit card and letter of employment confirming your income (if this isn't included on the statements).
Apply at your local branch
Visit your local branch, and we'll open the account for you.
Let us help you
What's my monthly budget?
Work out how much you’ve got coming in and going out each month.
Work out how much you’ve got coming in and going out each month.
